Crop-loss band · Nebraska
Morrill County, Nebraska — crop-loss band
- 2.12Low end of the filed band
- 2.63Middle of the filed band
- 3.64High end of the filed band
- 2019Worst year filed (3.95)
- 10Years filed
Every year the Risk Management Agency has filed for Morrill County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.12 at the low end to 3.64 at the high end, with 2.63 in the middle. The worst year filed is 2019, at 3.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,074,094 | $3,591,471 | $9,192,012 | 308 | 308 | 3.34 |
| 2016 | $757,513 | $1,885,829 | $6,758,802 | 239 | 239 | 2.49 |
| 2017 | $911,707 | $2,064,943 | $10,869,992 | 237 | 237 | 2.26 |
| 2018 | $319,775 | $1,100,036 | $3,286,215 | 89 | 89 | 3.44 |
| 2019 | $642,273 | $2,533,941 | $6,072,202 | 158 | 158 | 3.95 |
| 2020 | $725,731 | $1,907,227 | $8,595,175 | 140 | 140 | 2.63 |
| 2021 | $867,641 | $1,889,290 | $7,062,302 | 184 | 184 | 2.18 |
| 2022 | $2,088,492 | $6,786,728 | $16,186,178 | 397 | 397 | 3.25 |
| 2023 | $1,794,417 | $6,531,038 | $18,006,812 | 259 | 259 | 3.64 |
| 2024 | $1,391,867 | $2,956,607 | $10,821,573 | 264 | 264 | 2.12 |
Commodities insured in Morrill County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.89Low end of the filed band
- 2.78Middle of the filed band
- 3.75High end of the filed band
- 2015Worst year filed (4.08)
- 10Years filed
- $4,696,554Premium filed
- $14,265,628Indemnity paid
- $47,384,238Liability insured
- 88,590Quantity planted
- 89,108Quantity lost
- 789Policies
- 789Policies with a loss
- 3.04Loss ratio, whole span
Causes that carried the indemnity in Morrill County
- Hail $10,152,723 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,009,533 indemnity · 5 years
- Drought $865,645 indemnity · 6 years
- Heat $766,248 indemnity · 6 years
- Wind/Excess Wind $459,934 indemnity · 6 years
- Hot Wind $290,729 indemnity · 4 years
Wheat 10 years filed
- 0.92Low end of the filed band
- 2.67Middle of the filed band
- 3.57High end of the filed band
- 2020Worst year filed (4.59)
- 10Years filed
- $2,515,984Premium filed
- $7,099,124Indemnity paid
- $14,408,558Liability insured
- 68,548Quantity planted
- 68,618Quantity lost
- 744Policies
- 744Policies with a loss
- 2.82Loss ratio, whole span
Causes that carried the indemnity in Morrill County
- Hail $2,197,832 indemnity · 10 years
- Freeze $1,322,421 indemnity · 7 years
- Drought $1,266,489 indemnity · 6 years
- Cold Winter $1,017,136 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $524,656 indemnity · 4 years
- Wind/Excess Wind $497,007 indemnity · 8 years
Dry Beans 10 years filed
- 2.14Low end of the filed band
- 4.27Middle of the filed band
- 6.44High end of the filed band
- 2019Worst year filed (6.59)
- 10Years filed
- $1,196,480Premium filed
- $5,729,069Indemnity paid
- $10,503,726Liability insured
- 21,653Quantity planted
- 22,937Quantity lost
- 339Policies
- 339Policies with a loss
- 4.79Loss ratio, whole span
Causes that carried the indemnity in Morrill County
- Hail $4,549,599 indemnity · 10 years
- Freeze $824,667 indemnity · 5 years
- Heat $120,208 indemnity · 3 years
- Wind/Excess Wind $99,551 indemnity · 4 years
- Frost $59,689 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $31,380 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.23Low end of the filed band
- 1.94Middle of the filed band
- 2.53High end of the filed band
- 2017Worst year filed (3.11)
- 10Years filed
- $1,325,508Premium filed
- $2,954,735Indemnity paid
- $7,199,365Liability insured
- 344,194Quantity planted
- 0Quantity lost
- 341Policies
- 341Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Morrill County
- ARPI/SCO/STAX Crops Only $2,954,735 indemnity · 10 years
Sugar Beets 10 years filed
- 0.96Low end of the filed band
- 1.50Middle of the filed band
- 4.58High end of the filed band
- 2022Worst year filed (5.35)
- 10Years filed
- $339,145Premium filed
- $879,582Indemnity paid
- $4,509,889Liability insured
- 5,200Quantity planted
- 5,351Quantity lost
- 46Policies
- 46Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Morrill County
- Wind/Excess Wind $385,750 indemnity · 2 years
- Hail $189,747 indemnity · 6 years
- Freeze $168,045 indemnity · 7 years
- Hot Wind $72,817 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $35,425 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $20,048 indemnity · 2 years
All Other Crops 7 years filed
- 0.02Low end of the filed band
- 0.53Middle of the filed band
- 3.19High end of the filed band
- 2022Worst year filed (3.19)
- 7Years filed
- $499,839Premium filed
- $318,972Indemnity paid
- $12,845,487Liability insured
- 1,151Quantity planted
- 197Quantity lost
- 16Policies
- 16Policies with a loss
- 0.64Loss ratio, whole span
Causes that carried the indemnity in Morrill County
- Freeze $200,918 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $72,052 indemnity · 3 years
- Drought $27,969 indemnity · 1 years
- Wind/Excess Wind $9,330 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $8,569 indemnity · 2 years
- Decline in Price $135 indemnity · 1 years
Every county-crop the agency files in Nebraska → Buy the Morrill County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.