Crop-loss band · Nebraska
Rock County, Nebraska — crop-loss band
- 1.60Low end of the filed band
- 2.64Middle of the filed band
- 4.48High end of the filed band
- 2020Worst year filed (4.83)
- 10Years filed
Every year the Risk Management Agency has filed for Rock County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.60 at the low end to 4.48 at the high end, with 2.64 in the middle. The worst year filed is 2020, at 4.83. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $372,169 | $896,629 | $2,916,785 | 31 | 31 | 2.41 |
| 2016 | $182,564 | $313,424 | $1,408,693 | 17 | 17 | 1.72 |
| 2017 | $305,478 | $805,548 | $2,656,881 | 33 | 33 | 2.64 |
| 2018 | $162,055 | $258,974 | $1,406,209 | 14 | 14 | 1.60 |
| 2019 | $504,164 | $1,925,887 | $3,199,389 | 56 | 56 | 3.82 |
| 2020 | $400,780 | $1,935,605 | $3,360,557 | 61 | 61 | 4.83 |
| 2021 | $304,669 | $1,364,392 | $2,406,887 | 40 | 40 | 4.48 |
| 2022 | $711,394 | $1,790,084 | $5,123,367 | 109 | 109 | 2.52 |
| 2023 | $465,127 | $1,703,256 | $3,540,757 | 77 | 77 | 3.66 |
| 2024 | $1,263,357 | $3,615,594 | $10,612,569 | 168 | 168 | 2.86 |
Commodities insured in Rock County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.77Low end of the filed band
- 3.41Middle of the filed band
- 5.95High end of the filed band
- 2021Worst year filed (6.79)
- 10Years filed
- $2,140,287Premium filed
- $7,949,988Indemnity paid
- $20,176,770Liability insured
- 35,771Quantity planted
- 36,709Quantity lost
- 132Policies
- 132Policies with a loss
- 3.71Loss ratio, whole span
Causes that carried the indemnity in Rock County
- Excess Moisture/Precipitation/Rain $3,766,431 indemnity · 5 years
- Hail $2,270,738 indemnity · 9 years
- Wind/Excess Wind $739,181 indemnity · 3 years
- Heat $599,674 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $199,063 indemnity · 1 years
- Drought $182,110 indemnity · 5 years
Pasture,Rangeland,Forage 8 years filed
- 0.45Low end of the filed band
- 1.71Middle of the filed band
- 3.02High end of the filed band
- 2023Worst year filed (3.02)
- 8Years filed
- $1,430,696Premium filed
- $3,379,051Indemnity paid
- $7,684,839Liability insured
- 221,645Quantity planted
- 0Quantity lost
- 328Policies
- 328Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Rock County
- ARPI/SCO/STAX/MP Crops Only $3,379,051 indemnity · 8 years
Soybeans 10 years filed
- 1.18Low end of the filed band
- 3.28Middle of the filed band
- 3.87High end of the filed band
- 2019Worst year filed (4.79)
- 10Years filed
- $1,100,774Premium filed
- $3,280,354Indemnity paid
- $8,770,485Liability insured
- 20,316Quantity planted
- 20,759Quantity lost
- 146Policies
- 146Policies with a loss
- 2.98Loss ratio, whole span
Causes that carried the indemnity in Rock County
- Hail $1,018,249 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $995,255 indemnity · 7 years
- Heat $521,754 indemnity · 8 years
- Drought $335,692 indemnity · 3 years
- Decline in Price $136,025 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $135,973 indemnity · 1 years
Every county-crop the agency files in Nebraska → Buy the Rock County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.