Crop-loss band · Nebraska
Saunders County, Nebraska — crop-loss band
- 1.21Low end of the filed band
- 2.52Middle of the filed band
- 3.59High end of the filed band
- 2019Worst year filed (3.98)
- 10Years filed
Every year the Risk Management Agency has filed for Saunders County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.21 at the low end to 3.59 at the high end, with 2.52 in the middle. The worst year filed is 2019, at 3.98. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $610,895 | $1,391,150 | $7,883,544 | 289 | 289 | 2.28 |
| 2016 | $703,365 | $879,155 | $10,821,589 | 353 | 350 | 1.25 |
| 2017 | $795,059 | $960,534 | $11,911,610 | 381 | 379 | 1.21 |
| 2018 | $580,757 | $1,720,574 | $10,191,876 | 391 | 391 | 2.96 |
| 2019 | $431,378 | $1,718,699 | $7,751,001 | 377 | 377 | 3.98 |
| 2020 | $404,325 | $1,215,425 | $6,529,988 | 362 | 362 | 3.01 |
| 2021 | $184,296 | $661,594 | $2,777,501 | 81 | 81 | 3.59 |
| 2022 | $5,674,979 | $14,309,595 | $76,559,461 | 1,577 | 1,577 | 2.52 |
| 2023 | $7,796,727 | $24,339,444 | $113,615,883 | 1,989 | 1,989 | 3.12 |
| 2024 | $2,101,066 | $3,147,629 | $31,951,252 | 688 | 688 | 1.50 |
Commodities insured in Saunders County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.35Low end of the filed band
- 2.98Middle of the filed band
- 4.00High end of the filed band
- 2023Worst year filed (4.23)
- 10Years filed
- $8,006,881Premium filed
- $25,677,752Indemnity paid
- $132,552,958Liability insured
- 244,657Quantity planted
- 227,952Quantity lost
- 3,674Policies
- 3,673Policies with a loss
- 3.21Loss ratio, whole span
Causes that carried the indemnity in Saunders County
- Drought $16,941,272 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,493,824 indemnity · 10 years
- Hail $1,696,222 indemnity · 10 years
- Heat $1,426,648 indemnity · 7 years
- Decline in Price $1,318,521 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $949,955 indemnity · 4 years
Corn 10 years filed
- 1.10Low end of the filed band
- 2.06Middle of the filed band
- 2.88High end of the filed band
- 2019Worst year filed (4.17)
- 10Years filed
- $11,275,966Premium filed
- $24,666,047Indemnity paid
- $147,440,747Liability insured
- 188,624Quantity planted
- 170,592Quantity lost
- 2,814Policies
- 2,810Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Saunders County
- Drought $12,519,190 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,551,548 indemnity · 10 years
- Decline in Price $2,287,715 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,879,615 indemnity · 3 years
- Wind/Excess Wind $1,384,029 indemnity · 8 years
- Heat $1,180,374 indemnity · 6 years
Every county-crop the agency files in Nebraska → Buy the Saunders County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.