Crop-loss band · Nebraska
Seward County, Nebraska — crop-loss band
- 1.56Low end of the filed band
- 2.96Middle of the filed band
- 4.28High end of the filed band
- 2018Worst year filed (5.15)
- 10Years filed
Every year the Risk Management Agency has filed for Seward County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.56 at the low end to 4.28 at the high end, with 2.96 in the middle. The worst year filed is 2018, at 5.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $382,279 | $1,637,183 | $6,303,376 | 282 | 270 | 4.28 |
| 2016 | $336,914 | $998,739 | $6,631,565 | 226 | 218 | 2.96 |
| 2017 | $331,997 | $533,151 | $5,152,047 | 178 | 178 | 1.61 |
| 2018 | $480,783 | $2,477,349 | $10,086,761 | 340 | 339 | 5.15 |
| 2019 | $255,433 | $642,117 | $4,458,166 | 250 | 249 | 2.51 |
| 2020 | $378,451 | $1,338,277 | $7,271,092 | 203 | 203 | 3.54 |
| 2021 | $255,146 | $519,913 | $3,218,253 | 215 | 215 | 2.04 |
| 2022 | $5,127,179 | $20,793,132 | $73,818,845 | 1,737 | 1,737 | 4.06 |
| 2023 | $6,341,333 | $24,202,592 | $87,878,476 | 2,428 | 2,426 | 3.82 |
| 2024 | $1,347,971 | $2,108,516 | $14,955,434 | 582 | 582 | 1.56 |
Commodities insured in Seward County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.50Low end of the filed band
- 2.70Middle of the filed band
- 3.53High end of the filed band
- 2022Worst year filed (4.58)
- 10Years filed
- $8,263,976Premium filed
- $28,592,124Indemnity paid
- $111,062,906Liability insured
- 143,141Quantity planted
- 145,151Quantity lost
- 2,962Policies
- 2,950Policies with a loss
- 3.46Loss ratio, whole span
Causes that carried the indemnity in Seward County
- Drought $12,367,523 indemnity · 9 years
- Hail $8,756,655 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,020,282 indemnity · 4 years
- Heat $1,623,717 indemnity · 5 years
- Decline in Price $1,081,707 indemnity · 8 years
- Wind/Excess Wind $1,040,524 indemnity · 8 years
Soybeans 10 years filed
- 1.17Low end of the filed band
- 1.82Middle of the filed band
- 4.44High end of the filed band
- 2018Worst year filed (4.84)
- 10Years filed
- $6,525,440Premium filed
- $20,762,837Indemnity paid
- $96,165,149Liability insured
- 165,799Quantity planted
- 171,356Quantity lost
- 3,304Policies
- 3,292Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Seward County
- Drought $11,303,663 indemnity · 9 years
- Hail $4,248,543 indemnity · 10 years
- Heat $1,586,201 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $1,028,923 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $914,782 indemnity · 4 years
- Decline in Price $845,697 indemnity · 8 years
Hybrid Corn Seed 9 years filed
- 1.98Low end of the filed band
- 9.38Middle of the filed band
- 16.96High end of the filed band
- 2022Worst year filed (16.96)
- 9Years filed
- $448,070Premium filed
- $5,896,008Indemnity paid
- $12,545,960Liability insured
- 10,989Quantity planted
- 11,079Quantity lost
- 175Policies
- 175Policies with a loss
- 13.16Loss ratio, whole span
Causes that carried the indemnity in Seward County
- Hail $3,715,521 indemnity · 5 years
- Wind/Excess Wind $1,757,774 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $299,024 indemnity · 4 years
- Heat $75,134 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $48,555 indemnity · 2 years
Every county-crop the agency files in Nebraska → Buy the Seward County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.