Crop-loss band · Nebraska
Thayer County, Nebraska — crop-loss band
- 1.18Low end of the filed band
- 2.64Middle of the filed band
- 6.75High end of the filed band
- 2023Worst year filed (8.19)
- 10Years filed
Every year the Risk Management Agency has filed for Thayer County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.18 at the low end to 6.75 at the high end, with 2.64 in the middle. The worst year filed is 2023, at 8.19. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $722,761 | $1,911,201 | $13,377,046 | 372 | 363 | 2.64 |
| 2016 | $215,000 | $252,980 | $4,349,997 | 112 | 110 | 1.18 |
| 2017 | $633,694 | $1,324,384 | $8,481,540 | 331 | 331 | 2.09 |
| 2018 | $918,075 | $3,065,215 | $11,321,671 | 528 | 528 | 3.34 |
| 2019 | $347,154 | $951,793 | $7,515,910 | 123 | 123 | 2.74 |
| 2020 | $249,042 | $1,681,784 | $6,673,381 | 91 | 91 | 6.75 |
| 2021 | $266,148 | $708,740 | $2,962,054 | 106 | 106 | 2.66 |
| 2022 | $1,156,656 | $2,104,578 | $13,822,068 | 350 | 350 | 1.82 |
| 2023 | $4,927,843 | $40,380,520 | $81,299,262 | 1,453 | 1,453 | 8.19 |
| 2024 | $1,999,890 | $5,188,366 | $26,806,464 | 696 | 696 | 2.59 |
Commodities insured in Thayer County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.93Low end of the filed band
- 2.53Middle of the filed band
- 7.56High end of the filed band
- 2023Worst year filed (8.29)
- 10Years filed
- $7,082,920Premium filed
- $38,557,193Indemnity paid
- $114,835,157Liability insured
- 180,180Quantity planted
- 171,643Quantity lost
- 2,134Policies
- 2,128Policies with a loss
- 5.44Loss ratio, whole span
Causes that carried the indemnity in Thayer County
- Drought $27,109,905 indemnity · 9 years
- Heat $3,654,963 indemnity · 6 years
- Wind/Excess Wind $3,337,345 indemnity · 10 years
- Decline in Price $1,204,457 indemnity · 8 years
- Hail $1,105,730 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $834,928 indemnity · 7 years
Soybeans 10 years filed
- 1.20Low end of the filed band
- 2.21Middle of the filed band
- 3.14High end of the filed band
- 2023Worst year filed (8.48)
- 10Years filed
- $3,928,494Premium filed
- $17,352,882Indemnity paid
- $57,827,465Liability insured
- 117,442Quantity planted
- 110,273Quantity lost
- 1,737Policies
- 1,732Policies with a loss
- 4.42Loss ratio, whole span
Causes that carried the indemnity in Thayer County
- Drought $12,109,032 indemnity · 9 years
- Heat $2,173,212 indemnity · 7 years
- Hail $1,579,870 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $480,095 indemnity · 9 years
- Decline in Price $402,254 indemnity · 8 years
- Hot Wind $196,144 indemnity · 6 years
Wheat 10 years filed
- 1.84Low end of the filed band
- 2.97Middle of the filed band
- 5.23High end of the filed band
- 2021Worst year filed (10.49)
- 10Years filed
- $424,849Premium filed
- $1,659,486Indemnity paid
- $3,946,771Liability insured
- 16,960Quantity planted
- 16,960Quantity lost
- 291Policies
- 291Policies with a loss
- 3.91Loss ratio, whole span
Causes that carried the indemnity in Thayer County
- Drought $770,247 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $353,165 indemnity · 4 years
- Cold Winter $171,436 indemnity · 3 years
- Mycotoxin $96,434 indemnity · 2 years
- Decline in Price $64,096 indemnity · 6 years
- Cold Wet Weather $54,492 indemnity · 2 years
Every county-crop the agency files in Nebraska → Buy the Thayer County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.