Crop-loss band · Nebraska
Webster County, Nebraska — crop-loss band
- 1.72Low end of the filed band
- 2.18Middle of the filed band
- 3.49High end of the filed band
- 2023Worst year filed (4.39)
- 10Years filed
Every year the Risk Management Agency has filed for Webster County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.72 at the low end to 3.49 at the high end, with 2.18 in the middle. The worst year filed is 2023, at 4.39. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,384,185 | $4,160,173 | $11,858,219 | 673 | 672 | 3.01 |
| 2016 | $709,163 | $1,256,357 | $6,064,694 | 282 | 282 | 1.77 |
| 2017 | $950,557 | $2,072,737 | $11,385,756 | 302 | 302 | 2.18 |
| 2018 | $957,035 | $1,746,849 | $10,097,518 | 326 | 326 | 1.83 |
| 2019 | $1,064,940 | $3,718,840 | $11,903,420 | 318 | 318 | 3.49 |
| 2020 | $1,139,832 | $3,194,642 | $11,136,694 | 262 | 262 | 2.80 |
| 2021 | $394,063 | $1,240,192 | $3,999,605 | 72 | 72 | 3.15 |
| 2022 | $5,174,987 | $8,908,312 | $38,085,878 | 621 | 621 | 1.72 |
| 2023 | $8,389,258 | $36,853,493 | $75,937,919 | 1,084 | 1,084 | 4.39 |
| 2024 | $2,154,143 | $3,745,508 | $21,307,896 | 409 | 409 | 1.74 |
Commodities insured in Webster County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.60Low end of the filed band
- 1.90Middle of the filed band
- 3.14High end of the filed band
- 2023Worst year filed (4.51)
- 10Years filed
- $12,659,209Premium filed
- $37,704,351Indemnity paid
- $116,180,866Liability insured
- 187,635Quantity planted
- 187,819Quantity lost
- 1,758Policies
- 1,757Policies with a loss
- 2.98Loss ratio, whole span
Causes that carried the indemnity in Webster County
- Drought $21,906,513 indemnity · 9 years
- Hail $6,862,923 indemnity · 10 years
- Wind/Excess Wind $2,886,975 indemnity · 9 years
- Heat $2,493,621 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,109,234 indemnity · 8 years
- Decline in Price $761,599 indemnity · 7 years
Soybeans 10 years filed
- 1.57Low end of the filed band
- 2.15Middle of the filed band
- 3.94High end of the filed band
- 2023Worst year filed (4.46)
- 10Years filed
- $7,679,861Premium filed
- $21,892,129Indemnity paid
- $71,038,194Liability insured
- 150,754Quantity planted
- 148,580Quantity lost
- 1,574Policies
- 1,574Policies with a loss
- 2.85Loss ratio, whole span
Causes that carried the indemnity in Webster County
- Drought $12,442,670 indemnity · 9 years
- Hail $5,646,427 indemnity · 10 years
- Heat $1,378,779 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,089,431 indemnity · 9 years
- Decline in Price $572,025 indemnity · 8 years
- Hot Wind $206,795 indemnity · 6 years
Wheat 10 years filed
- 1.34Low end of the filed band
- 2.54Middle of the filed band
- 4.31High end of the filed band
- 2015Worst year filed (5.61)
- 10Years filed
- $1,182,975Premium filed
- $4,555,470Indemnity paid
- $9,503,633Liability insured
- 42,866Quantity planted
- 42,873Quantity lost
- 719Policies
- 719Policies with a loss
- 3.85Loss ratio, whole span
Causes that carried the indemnity in Webster County
- Drought $1,939,198 indemnity · 9 years
- Cold Winter $1,492,138 indemnity · 9 years
- Hail $525,528 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $160,819 indemnity · 4 years
- Decline in Price $138,469 indemnity · 6 years
- Freeze $118,248 indemnity · 5 years
Grain Sorghum 10 years filed
- 2.32Low end of the filed band
- 3.34Middle of the filed band
- 5.22High end of the filed band
- 2022Worst year filed (6.11)
- 10Years filed
- $541,403Premium filed
- $2,329,430Indemnity paid
- $3,717,489Liability insured
- 10,020Quantity planted
- 10,025Quantity lost
- 140Policies
- 140Policies with a loss
- 4.30Loss ratio, whole span
Causes that carried the indemnity in Webster County
- Drought $870,339 indemnity · 9 years
- Hail $744,839 indemnity · 6 years
- Heat $308,673 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $209,276 indemnity · 3 years
- Hot Wind $80,431 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $66,066 indemnity · 4 years
Pasture,Rangeland,Forage 9 years filed
- 0.47Low end of the filed band
- 1.57Middle of the filed band
- 2.18High end of the filed band
- 2024Worst year filed (2.18)
- 9Years filed
- $254,715Premium filed
- $415,723Indemnity paid
- $1,337,417Liability insured
- 21,099Quantity planted
- 0Quantity lost
- 158Policies
- 158Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Webster County
- ARPI/SCO/STAX Crops Only $415,723 indemnity · 9 years
Every county-crop the agency files in Nebraska → Buy the Webster County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.