Crop-loss band · New Jersey
Hunterdon County, New Jersey — crop-loss band
- 0.43Low end of the filed band
- 2.31Middle of the filed band
- 3.36High end of the filed band
- 2022Worst year filed (4.75)
- 10Years filed
Every year the Risk Management Agency has filed for Hunterdon County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.43 at the low end to 3.36 at the high end, with 2.31 in the middle. The worst year filed is 2022, at 4.75. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $79,252 | $259,423 | $684,594 | 33 | 33 | 3.27 |
| 2016 | $41,814 | $127,448 | $396,336 | 20 | 20 | 3.05 |
| 2017 | $108,410 | $75,973 | $1,165,504 | 15 | 15 | 0.70 |
| 2018 | $98,098 | $226,600 | $1,057,757 | 49 | 49 | 2.31 |
| 2019 | $132,943 | $134,913 | $1,444,886 | 40 | 40 | 1.01 |
| 2020 | $24,312 | $81,571 | $196,142 | 15 | 15 | 3.36 |
| 2021 | $127,985 | $55,583 | $1,165,262 | 20 | 20 | 0.43 |
| 2022 | $545,535 | $2,589,434 | $5,296,553 | 72 | 72 | 4.75 |
| 2023 | $261,439 | $242,554 | $2,929,910 | 27 | 27 | 0.93 |
| 2024 | $233,200 | $686,532 | $1,983,267 | 51 | 51 | 2.94 |
Commodities insured in Hunterdon County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.40Low end of the filed band
- 2.40Middle of the filed band
- 4.42High end of the filed band
- 2022Worst year filed (5.17)
- 10Years filed
- $843,243Premium filed
- $2,276,189Indemnity paid
- $9,313,082Liability insured
- 14,986Quantity planted
- 9,208Quantity lost
- 158Policies
- 158Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Hunterdon County
- Drought $1,769,621 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $265,602 indemnity · 8 years
- Heat $124,158 indemnity · 5 years
- Wildlife $80,217 indemnity · 7 years
- Decline in Price $20,975 indemnity · 4 years
- All Other Causes $10,813 indemnity · 1 years
Soybeans 10 years filed
- 0.52Low end of the filed band
- 1.82Middle of the filed band
- 3.89High end of the filed band
- 2022Worst year filed (4.31)
- 10Years filed
- $809,745Premium filed
- $2,203,842Indemnity paid
- $7,007,129Liability insured
- 16,988Quantity planted
- 14,757Quantity lost
- 184Policies
- 184Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Hunterdon County
- Drought $1,695,458 indemnity · 9 years
- Heat $235,189 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $153,432 indemnity · 8 years
- Wildlife $95,885 indemnity · 8 years
- Insects $7,035 indemnity · 2 years
- Cold Wet Weather $6,758 indemnity · 4 years
Every county-crop the agency files in New Jersey → Buy the Hunterdon County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.