Crop-loss band · Nevada
Pershing County, Nevada — crop-loss band
- 0.84Low end of the filed band
- 1.95Middle of the filed band
- 2.68High end of the filed band
- 2015Worst year filed (3.95)
- 10Years filed
Every year the Risk Management Agency has filed for Pershing County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.84 at the low end to 2.68 at the high end, with 1.95 in the middle. The worst year filed is 2015, at 3.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,903,580 | $15,403,224 | $18,489,880 | 148 | 148 | 3.95 |
| 2016 | $2,633,906 | $7,053,046 | $10,163,621 | 253 | 248 | 2.68 |
| 2017 | $580,896 | $486,933 | $1,907,442 | 78 | 78 | 0.84 |
| 2018 | $1,870,900 | $3,640,070 | $5,790,400 | 108 | 108 | 1.95 |
| 2019 | $2,115,551 | $3,258,962 | $6,191,508 | 75 | 75 | 1.54 |
| 2020 | $8,228,061 | $17,143,198 | $27,030,792 | 170 | 170 | 2.08 |
| 2021 | $7,428,641 | $16,583,938 | $23,740,469 | 160 | 160 | 2.23 |
| 2022 | $11,718,806 | $29,370,621 | $41,605,728 | 342 | 342 | 2.51 |
| 2023 | $3,602,275 | $5,183,120 | $15,164,330 | 117 | 117 | 1.44 |
| 2024 | $6,207,984 | $7,944,998 | $20,025,182 | 120 | 120 | 1.28 |
Commodities insured in Pershing County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.81Low end of the filed band
- 1.76Middle of the filed band
- 2.45High end of the filed band
- 2015Worst year filed (2.50)
- 10Years filed
- $35,871,637Premium filed
- $66,905,234Indemnity paid
- $115,551,085Liability insured
- 11,102,475Quantity planted
- 0Quantity lost
- 926Policies
- 926Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Pershing County
- ARPI/SCO/STAX Crops Only $66,905,234 indemnity · 10 years
Forage Production 7 years filed
- 0.13Low end of the filed band
- 2.24Middle of the filed band
- 4.97High end of the filed band
- 2015Worst year filed (4.97)
- 7Years filed
- $8,446,762Premium filed
- $24,769,800Indemnity paid
- $34,589,357Liability insured
- 49,719Quantity planted
- 49,722Quantity lost
- 366Policies
- 361Policies with a loss
- 2.93Loss ratio, whole span
Causes that carried the indemnity in Pershing County
- Failure of Irrigation Supply $18,475,373 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $3,661,333 indemnity · 2 years
- Wildlife $1,588,303 indemnity · 2 years
- Wind/Excess Wind $389,597 indemnity · 2 years
- Heat $290,687 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $254,615 indemnity · 1 years
Wheat 8 years filed
- 0.60Low end of the filed band
- 2.01Middle of the filed band
- 3.30High end of the filed band
- 2023Worst year filed (3.30)
- 8Years filed
- $2,754,522Premium filed
- $6,999,405Indemnity paid
- $8,861,066Liability insured
- 25,047Quantity planted
- 25,087Quantity lost
- 197Policies
- 197Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Pershing County
- Failure of Irrigation Supply $5,252,369 indemnity · 6 years
- Wind/Excess Wind $1,011,118 indemnity · 3 years
- Cold Winter $272,077 indemnity · 4 years
- Freeze $107,920 indemnity · 2 years
- Wildlife $84,863 indemnity · 1 years
- Decline in Price $73,964 indemnity · 3 years
Corn 7 years filed
- 0.60Low end of the filed band
- 6.76Middle of the filed band
- 10.12High end of the filed band
- 2022Worst year filed (10.12)
- 7Years filed
- $500,149Premium filed
- $4,249,583Indemnity paid
- $4,611,624Liability insured
- 11,635Quantity planted
- 11,635Quantity lost
- 39Policies
- 39Policies with a loss
- 8.50Loss ratio, whole span
Causes that carried the indemnity in Pershing County
- Failure of Irrigation Supply $3,089,665 indemnity · 5 years
- Cold Winter $766,559 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $320,883 indemnity · 1 years
- Heat $31,152 indemnity · 1 years
- Insects $29,144 indemnity · 1 years
- Wind/Excess Wind $12,119 indemnity · 2 years
Alfalfa Seed 6 years filed
- 1.72Low end of the filed band
- 2.85Middle of the filed band
- 10.71High end of the filed band
- 2015Worst year filed (10.71)
- 6Years filed
- $325,818Premium filed
- $1,906,754Indemnity paid
- $3,005,375Liability insured
- 2,552Quantity planted
- 2,552Quantity lost
- 18Policies
- 18Policies with a loss
- 5.85Loss ratio, whole span
Causes that carried the indemnity in Pershing County
- Frost $804,185 indemnity · 3 years
- Heat $427,505 indemnity · 2 years
- Failure of Irrigation Supply $383,365 indemnity · 2 years
- Wind/Excess Wind $205,473 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $86,226 indemnity · 1 years
All Other Crops 7 years filed
- 1.53Low end of the filed band
- 1.86Middle of the filed band
- 10.68High end of the filed band
- 2015Worst year filed (10.68)
- 7Years filed
- $391,712Premium filed
- $1,237,334Indemnity paid
- $3,490,845Liability insured
- 3,546Quantity planted
- 0Quantity lost
- 25Policies
- 25Policies with a loss
- 3.16Loss ratio, whole span
Causes that carried the indemnity in Pershing County
- Failure of Irrigation Supply $602,821 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $338,019 indemnity · 4 years
- Freeze $133,392 indemnity · 1 years
- Insects $120,217 indemnity · 1 years
- Decline in Price $39,547 indemnity · 1 years
- Drought $3,338 indemnity · 1 years
Every county-crop the agency files in Nevada → Buy the Pershing County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.