Crop-loss band · New York
Clinton County, New York — crop-loss band
- 0.67Low end of the filed band
- 1.99Middle of the filed band
- 4.04High end of the filed band
- 2016Worst year filed (4.95)
- 10Years filed
Every year the Risk Management Agency has filed for Clinton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.67 at the low end to 4.04 at the high end, with 1.99 in the middle. The worst year filed is 2016, at 4.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $735,235 | $2,174,944 | $3,698,388 | 10 | 10 | 2.96 |
| 2016 | $1,375,552 | $6,814,098 | $7,643,208 | 18 | 18 | 4.95 |
| 2017 | $766,373 | $3,092,861 | $4,595,115 | 33 | 33 | 4.04 |
| 2018 | $698,123 | $465,956 | $2,846,159 | 10 | 10 | 0.67 |
| 2019 | $981,429 | $1,903,381 | $3,434,587 | 19 | 19 | 1.94 |
| 2020 | $88,485 | $236,081 | $557,514 | 6 | 6 | 2.67 |
| 2021 | $924,209 | $1,835,411 | $2,671,255 | 8 | 8 | 1.99 |
| 2022 | $862,300 | $1,258,466 | $3,077,849 | 20 | 20 | 1.46 |
| 2023 | $1,041,855 | $2,009,427 | $3,822,093 | 15 | 15 | 1.93 |
| 2024 | $556,948 | $1,469,937 | $2,221,747 | 7 | 7 | 2.64 |
Commodities insured in Clinton County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 10 years filed
- 0.60Low end of the filed band
- 1.95Middle of the filed band
- 3.99High end of the filed band
- 2016Worst year filed (4.95)
- 10Years filed
- $7,734,776Premium filed
- $19,749,595Indemnity paid
- $29,745,058Liability insured
- 4,913Quantity planted
- 5,013Quantity lost
- 63Policies
- 63Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Clinton County
- Hail $7,911,681 indemnity · 4 years
- Freeze $4,382,192 indemnity · 4 years
- Cold Winter $3,536,234 indemnity · 3 years
- Heat $2,173,748 indemnity · 5 years
- Drought $804,244 indemnity · 2 years
- Frost $414,381 indemnity · 3 years
Corn 10 years filed
- 1.89Low end of the filed band
- 4.99Middle of the filed band
- 7.05High end of the filed band
- 2023Worst year filed (7.05)
- 10Years filed
- $295,733Premium filed
- $1,510,967Indemnity paid
- $4,822,857Liability insured
- 9,959Quantity planted
- 9,959Quantity lost
- 83Policies
- 83Policies with a loss
- 5.11Loss ratio, whole span
Causes that carried the indemnity in Clinton County
- Excess Moisture/Precipitation/Rain $1,256,235 indemnity · 7 years
- Drought $206,862 indemnity · 6 years
- Wildlife $28,252 indemnity · 1 years
- Cold Wet Weather $14,527 indemnity · 1 years
- All Other Causes $5,091 indemnity · 2 years
Every county-crop the agency files in New York → Buy the Clinton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.