Crop-loss band · New York
Genesee County, New York — crop-loss band
- 2.33Low end of the filed band
- 2.59Middle of the filed band
- 4.26High end of the filed band
- 2019Worst year filed (4.70)
- 10Years filed
Every year the Risk Management Agency has filed for Genesee County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.33 at the low end to 4.26 at the high end, with 2.59 in the middle. The worst year filed is 2019, at 4.70. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $409,183 | $1,350,660 | $4,085,166 | 84 | 83 | 3.30 |
| 2016 | $856,623 | $2,389,647 | $8,673,358 | 144 | 144 | 2.79 |
| 2017 | $354,033 | $1,506,944 | $2,607,055 | 104 | 104 | 4.26 |
| 2018 | $293,932 | $685,616 | $1,942,012 | 58 | 58 | 2.33 |
| 2019 | $595,787 | $2,802,889 | $4,685,634 | 139 | 137 | 4.70 |
| 2020 | $362,497 | $1,134,299 | $2,580,387 | 69 | 69 | 3.13 |
| 2021 | $282,047 | $690,701 | $2,087,053 | 64 | 64 | 2.45 |
| 2022 | $554,521 | $1,405,342 | $5,035,769 | 93 | 93 | 2.53 |
| 2023 | $599,996 | $1,504,086 | $3,752,235 | 84 | 84 | 2.51 |
| 2024 | $289,102 | $750,160 | $2,316,974 | 58 | 58 | 2.59 |
Commodities insured in Genesee County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 2.33Low end of the filed band
- 4.83Middle of the filed band
- 6.80High end of the filed band
- 2019Worst year filed (6.96)
- 10Years filed
- $1,426,690Premium filed
- $5,852,389Indemnity paid
- $14,667,708Liability insured
- 31,625Quantity planted
- 29,687Quantity lost
- 254Policies
- 251Policies with a loss
- 4.10Loss ratio, whole span
Causes that carried the indemnity in Genesee County
- Excess Moisture/Precipitation/Rain $3,391,334 indemnity · 9 years
- Drought $1,701,983 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $532,631 indemnity · 2 years
- Cold Wet Weather $123,175 indemnity · 3 years
- Decline in Price $48,705 indemnity · 3 years
- Heat $28,738 indemnity · 1 years
Green Peas 10 years filed
- 1.56Low end of the filed band
- 2.44Middle of the filed band
- 2.99High end of the filed band
- 2023Worst year filed (3.93)
- 10Years filed
- $1,331,921Premium filed
- $3,398,441Indemnity paid
- $8,881,097Liability insured
- 12,312Quantity planted
- 12,312Quantity lost
- 185Policies
- 185Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Genesee County
- Heat $1,824,484 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $879,008 indemnity · 4 years
- Drought $669,911 indemnity · 2 years
- Cold Wet Weather $25,038 indemnity · 1 years
Soybeans 10 years filed
- 1.46Low end of the filed band
- 3.28Middle of the filed band
- 5.60High end of the filed band
- 2019Worst year filed (6.25)
- 10Years filed
- $706,531Premium filed
- $2,450,172Indemnity paid
- $6,071,030Liability insured
- 17,478Quantity planted
- 15,607Quantity lost
- 193Policies
- 193Policies with a loss
- 3.47Loss ratio, whole span
Causes that carried the indemnity in Genesee County
- Excess Moisture/Precipitation/Rain $1,601,486 indemnity · 9 years
- Drought $735,603 indemnity · 5 years
- Cold Wet Weather $66,439 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $32,101 indemnity · 2 years
- Wildlife $6,727 indemnity · 1 years
- Decline in Price $6,063 indemnity · 4 years
Processing Beans 10 years filed
- 1.49Low end of the filed band
- 2.37Middle of the filed band
- 2.89High end of the filed band
- 2017Worst year filed (3.03)
- 10Years filed
- $848,316Premium filed
- $2,059,253Indemnity paid
- $5,219,028Liability insured
- 8,931Quantity planted
- 8,931Quantity lost
- 154Policies
- 154Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Genesee County
- Excess Moisture/Precipitation/Rain $807,248 indemnity · 8 years
- Heat $667,735 indemnity · 9 years
- Drought $584,270 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.53Low end of the filed band
- 1.25Middle of the filed band
- 2.24High end of the filed band
- 2016Worst year filed (3.74)
- 10Years filed
- $284,263Premium filed
- $460,089Indemnity paid
- $2,926,780Liability insured
- 6,935Quantity planted
- 0Quantity lost
- 111Policies
- 111Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Genesee County
- ARPI/SCO/STAX Crops Only $460,089 indemnity · 10 years
Every county-crop the agency files in New York → Buy the Genesee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.