Crop-loss band · New York
Monroe County, New York — crop-loss band
- 2.21Low end of the filed band
- 4.19Middle of the filed band
- 6.36High end of the filed band
- 2017Worst year filed (6.47)
- 10Years filed
Every year the Risk Management Agency has filed for Monroe County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.21 at the low end to 6.36 at the high end, with 4.19 in the middle. The worst year filed is 2017, at 6.47. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $362,354 | $1,990,397 | $4,019,961 | 108 | 108 | 5.49 |
| 2016 | $790,123 | $3,369,792 | $10,928,639 | 131 | 131 | 4.26 |
| 2017 | $611,392 | $3,952,814 | $5,079,536 | 128 | 128 | 6.47 |
| 2018 | $324,785 | $1,360,509 | $3,628,978 | 65 | 65 | 4.19 |
| 2019 | $914,469 | $5,816,470 | $8,037,364 | 184 | 184 | 6.36 |
| 2020 | $282,006 | $1,222,459 | $2,034,870 | 74 | 74 | 4.33 |
| 2021 | $291,696 | $923,084 | $2,459,556 | 42 | 42 | 3.16 |
| 2022 | $680,320 | $1,500,149 | $5,961,576 | 94 | 94 | 2.21 |
| 2023 | $652,608 | $1,855,614 | $3,589,788 | 65 | 65 | 2.84 |
| 2024 | $423,941 | $1,507,818 | $2,509,131 | 94 | 94 | 3.56 |
Commodities insured in Monroe County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.32Low end of the filed band
- 2.98Middle of the filed band
- 7.63High end of the filed band
- 2019Worst year filed (8.06)
- 10Years filed
- $2,152,696Premium filed
- $9,441,833Indemnity paid
- $20,113,491Liability insured
- 47,510Quantity planted
- 47,484Quantity lost
- 318Policies
- 318Policies with a loss
- 4.39Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Excess Moisture/Precipitation/Rain $6,734,801 indemnity · 9 years
- Drought $1,922,354 indemnity · 5 years
- Cold Wet Weather $338,149 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $208,042 indemnity · 1 years
- Decline in Price $137,746 indemnity · 5 years
- Wildlife $61,877 indemnity · 7 years
Soybeans 10 years filed
- 0.51Low end of the filed band
- 2.98Middle of the filed band
- 7.43High end of the filed band
- 2019Worst year filed (7.63)
- 10Years filed
- $932,566Premium filed
- $4,162,740Indemnity paid
- $8,130,779Liability insured
- 26,114Quantity planted
- 25,256Quantity lost
- 287Policies
- 287Policies with a loss
- 4.46Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Excess Moisture/Precipitation/Rain $2,859,579 indemnity · 9 years
- Drought $1,014,712 indemnity · 7 years
- Cold Wet Weather $71,518 indemnity · 5 years
- Heat $65,304 indemnity · 2 years
- Wildlife $63,108 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $42,478 indemnity · 3 years
Apples 10 years filed
- 0.74Low end of the filed band
- 4.13Middle of the filed band
- 5.36High end of the filed band
- 2016Worst year filed (5.37)
- 10Years filed
- $900,015Premium filed
- $4,027,408Indemnity paid
- $6,539,167Liability insured
- 1,419Quantity planted
- 1,419Quantity lost
- 76Policies
- 76Policies with a loss
- 4.47Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Frost $1,188,972 indemnity · 7 years
- Freeze $1,172,533 indemnity · 6 years
- Hail $1,155,383 indemnity · 6 years
- Cold Wet Weather $241,991 indemnity · 3 years
- Drought $114,532 indemnity · 4 years
- Cold Winter $58,284 indemnity · 1 years
Cabbage 9 years filed
- 2.06Low end of the filed band
- 8.20Middle of the filed band
- 19.11High end of the filed band
- 2018Worst year filed (19.11)
- 9Years filed
- $333,335Premium filed
- $2,986,449Indemnity paid
- $7,109,466Liability insured
- 1,854Quantity planted
- 1,854Quantity lost
- 44Policies
- 44Policies with a loss
- 8.96Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Drought $1,539,185 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $832,742 indemnity · 4 years
- Freeze $434,052 indemnity · 2 years
- Cold Wet Weather $59,283 indemnity · 1 years
- Heat $44,915 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $42,023 indemnity · 1 years
Wheat 10 years filed
- 1.64Low end of the filed band
- 3.23Middle of the filed band
- 3.53High end of the filed band
- 2016Worst year filed (5.21)
- 10Years filed
- $467,071Premium filed
- $1,354,923Indemnity paid
- $3,068,323Liability insured
- 13,046Quantity planted
- 13,037Quantity lost
- 162Policies
- 162Policies with a loss
- 2.90Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Excess Moisture/Precipitation/Rain $1,184,426 indemnity · 10 years
- Drought $46,604 indemnity · 4 years
- Cold Wet Weather $41,644 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $38,913 indemnity · 2 years
- Decline in Price $20,652 indemnity · 2 years
- Cold Winter $13,143 indemnity · 1 years
Processing Beans 10 years filed
- 0.50Low end of the filed band
- 2.42Middle of the filed band
- 4.49High end of the filed band
- 2024Worst year filed (4.64)
- 10Years filed
- $270,709Premium filed
- $780,068Indemnity paid
- $1,597,897Liability insured
- 2,750Quantity planted
- 2,750Quantity lost
- 44Policies
- 44Policies with a loss
- 2.88Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Heat $365,557 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $323,122 indemnity · 6 years
- Drought $91,389 indemnity · 2 years
Green Peas 9 years filed
- 0.90Low end of the filed band
- 2.55Middle of the filed band
- 4.06High end of the filed band
- 2023Worst year filed (4.06)
- 9Years filed
- $277,302Premium filed
- $745,685Indemnity paid
- $1,690,276Liability insured
- 2,544Quantity planted
- 2,544Quantity lost
- 54Policies
- 54Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Heat $379,567 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $230,116 indemnity · 3 years
- Drought $136,002 indemnity · 2 years
Every county-crop the agency files in New York → Buy the Monroe County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.