Crop-loss band · New York
Oneida County, New York — crop-loss band
- 1.63Low end of the filed band
- 2.58Middle of the filed band
- 4.29High end of the filed band
- 2017Worst year filed (4.45)
- 10Years filed
Every year the Risk Management Agency has filed for Oneida County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.63 at the low end to 4.29 at the high end, with 2.58 in the middle. The worst year filed is 2017, at 4.45. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $225,159 | $518,242 | $2,397,778 | 51 | 51 | 2.30 |
| 2016 | $142,327 | $231,976 | $1,202,874 | 23 | 23 | 1.63 |
| 2017 | $188,193 | $836,836 | $1,479,787 | 65 | 63 | 4.45 |
| 2018 | $179,430 | $440,293 | $2,070,812 | 78 | 78 | 2.45 |
| 2019 | $305,521 | $1,311,301 | $2,344,024 | 114 | 114 | 4.29 |
| 2020 | $35,002 | $138,262 | $219,274 | 21 | 21 | 3.95 |
| 2021 | $129,524 | $333,768 | $937,276 | 43 | 43 | 2.58 |
| 2022 | $107,211 | $413,741 | $1,032,737 | 22 | 22 | 3.86 |
| 2023 | $148,161 | $356,753 | $1,552,995 | 30 | 30 | 2.41 |
| 2024 | $118,476 | $437,038 | $1,403,186 | 41 | 41 | 3.69 |
Commodities insured in Oneida County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.56Low end of the filed band
- 2.36Middle of the filed band
- 6.54High end of the filed band
- 2024Worst year filed (7.80)
- 10Years filed
- $897,406Premium filed
- $2,892,943Indemnity paid
- $9,621,852Liability insured
- 21,315Quantity planted
- 20,134Quantity lost
- 252Policies
- 250Policies with a loss
- 3.22Loss ratio, whole span
Causes that carried the indemnity in Oneida County
- Excess Moisture/Precipitation/Rain $2,228,361 indemnity · 8 years
- Drought $417,007 indemnity · 7 years
- Cold Wet Weather $136,023 indemnity · 4 years
- All Other Causes $66,135 indemnity · 4 years
- Flood $24,875 indemnity · 1 years
- Decline in Price $17,470 indemnity · 5 years
Soybeans 10 years filed
- 1.76Low end of the filed band
- 2.43Middle of the filed band
- 4.35High end of the filed band
- 2020Worst year filed (4.93)
- 10Years filed
- $426,019Premium filed
- $1,228,540Indemnity paid
- $3,844,979Liability insured
- 11,400Quantity planted
- 11,423Quantity lost
- 193Policies
- 193Policies with a loss
- 2.88Loss ratio, whole span
Causes that carried the indemnity in Oneida County
- Excess Moisture/Precipitation/Rain $903,538 indemnity · 9 years
- Drought $129,074 indemnity · 7 years
- Decline in Price $74,387 indemnity · 6 years
- Cold Wet Weather $67,765 indemnity · 4 years
- Wildlife $24,945 indemnity · 8 years
- All Other Causes $20,147 indemnity · 2 years
All Other Crops 10 years filed
- 1.27Low end of the filed band
- 3.18Middle of the filed band
- 4.85High end of the filed band
- 2016Worst year filed (5.13)
- 10Years filed
- $255,579Premium filed
- $896,727Indemnity paid
- $1,173,912Liability insured
- 1,203Quantity planted
- 877Quantity lost
- 43Policies
- 43Policies with a loss
- 3.51Loss ratio, whole span
Causes that carried the indemnity in Oneida County
- Freeze $369,664 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $241,981 indemnity · 4 years
- Drought $162,253 indemnity · 3 years
- Hail $64,521 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $19,721 indemnity · 5 years
- Heat $19,275 indemnity · 2 years
Every county-crop the agency files in New York → Buy the Oneida County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.