Crop-loss band · New York
Oswego County, New York — crop-loss band
- 1.30Low end of the filed band
- 3.43Middle of the filed band
- 4.77High end of the filed band
- 2017Worst year filed (5.94)
- 10Years filed
Every year the Risk Management Agency has filed for Oswego County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.30 at the low end to 4.77 at the high end, with 3.43 in the middle. The worst year filed is 2017, at 5.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $178,738 | $770,866 | $1,093,204 | 27 | 27 | 4.31 |
| 2016 | $154,682 | $612,811 | $814,140 | 18 | 18 | 3.96 |
| 2017 | $232,051 | $1,378,856 | $1,533,099 | 46 | 46 | 5.94 |
| 2018 | $109,503 | $281,190 | $696,703 | 32 | 32 | 2.57 |
| 2019 | $319,795 | $1,525,794 | $1,814,627 | 60 | 60 | 4.77 |
| 2020 | $66,254 | $246,515 | $373,109 | 16 | 16 | 3.72 |
| 2021 | $114,163 | $391,324 | $398,962 | 9 | 9 | 3.43 |
| 2022 | $337,586 | $438,382 | $2,057,733 | 21 | 21 | 1.30 |
| 2023 | $291,810 | $539,388 | $1,315,548 | 23 | 23 | 1.85 |
| 2024 | $320,714 | $427,291 | $2,038,962 | 29 | 29 | 1.33 |
Commodities insured in Oswego County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 9 years filed
- 1.60Low end of the filed band
- 2.58Middle of the filed band
- 4.70High end of the filed band
- 2015Worst year filed (4.70)
- 9Years filed
- $962,064Premium filed
- $2,639,364Indemnity paid
- $3,449,989Liability insured
- 1,119Quantity planted
- 1,182Quantity lost
- 54Policies
- 54Policies with a loss
- 2.74Loss ratio, whole span
Causes that carried the indemnity in Oswego County
- Freeze $1,613,663 indemnity · 8 years
- Frost $503,137 indemnity · 1 years
- Cold Wet Weather $209,017 indemnity · 1 years
- Hail $173,112 indemnity · 5 years
- Wind/Excess Wind $94,116 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $23,936 indemnity · 1 years
Corn 10 years filed
- 2.09Low end of the filed band
- 3.43Middle of the filed band
- 5.65High end of the filed band
- 2018Worst year filed (7.71)
- 10Years filed
- $474,723Premium filed
- $2,181,035Indemnity paid
- $2,871,337Liability insured
- 8,840Quantity planted
- 8,840Quantity lost
- 105Policies
- 105Policies with a loss
- 4.59Loss ratio, whole span
Causes that carried the indemnity in Oswego County
- Excess Moisture/Precipitation/Rain $1,592,693 indemnity · 8 years
- Drought $216,459 indemnity · 4 years
- Inability to Prepare Land for Irrigation $184,956 indemnity · 1 years
- Cold Wet Weather $154,044 indemnity · 4 years
- All Other Causes $19,304 indemnity · 3 years
- Heat $8,522 indemnity · 1 years
Soybeans 10 years filed
- 0.30Low end of the filed band
- 2.96Middle of the filed band
- 5.80High end of the filed band
- 2017Worst year filed (6.29)
- 10Years filed
- $688,509Premium filed
- $1,792,018Indemnity paid
- $5,814,761Liability insured
- 17,250Quantity planted
- 14,846Quantity lost
- 122Policies
- 122Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Oswego County
- Excess Moisture/Precipitation/Rain $1,421,907 indemnity · 8 years
- Inability to Prepare Land for Irrigation $188,960 indemnity · 1 years
- Cold Wet Weather $94,965 indemnity · 3 years
- Drought $39,945 indemnity · 4 years
- Hail $16,855 indemnity · 1 years
- Decline in Price $15,159 indemnity · 5 years
Every county-crop the agency files in New York → Buy the Oswego County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.