Crop-loss band · New York
Seneca County, New York — crop-loss band
- 0.86Low end of the filed band
- 2.85Middle of the filed band
- 5.73High end of the filed band
- 2019Worst year filed (5.82)
- 10Years filed
Every year the Risk Management Agency has filed for Seneca County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.86 at the low end to 5.73 at the high end, with 2.85 in the middle. The worst year filed is 2019, at 5.82. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $449,544 | $1,546,313 | $5,571,860 | 98 | 98 | 3.44 |
| 2016 | $672,861 | $2,316,687 | $8,599,868 | 81 | 81 | 3.44 |
| 2017 | $399,644 | $2,291,927 | $3,589,077 | 88 | 88 | 5.73 |
| 2018 | $162,413 | $422,022 | $1,868,084 | 40 | 40 | 2.60 |
| 2019 | $390,194 | $2,270,390 | $3,083,597 | 136 | 136 | 5.82 |
| 2020 | $338,772 | $773,797 | $4,370,551 | 52 | 52 | 2.28 |
| 2021 | $244,706 | $210,129 | $3,114,273 | 24 | 24 | 0.86 |
| 2022 | $742,338 | $2,119,028 | $7,522,614 | 90 | 90 | 2.85 |
| 2023 | $762,052 | $1,339,611 | $8,566,184 | 52 | 52 | 1.76 |
| 2024 | $214,332 | $644,641 | $2,604,933 | 36 | 36 | 3.01 |
Commodities insured in Seneca County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.07Low end of the filed band
- 3.35Middle of the filed band
- 6.76High end of the filed band
- 2019Worst year filed (9.13)
- 10Years filed
- $1,698,902Premium filed
- $5,621,845Indemnity paid
- $20,258,435Liability insured
- 40,019Quantity planted
- 35,781Quantity lost
- 192Policies
- 192Policies with a loss
- 3.31Loss ratio, whole span
Causes that carried the indemnity in Seneca County
- Excess Moisture/Precipitation/Rain $3,396,899 indemnity · 7 years
- Drought $1,908,573 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $188,399 indemnity · 1 years
- Decline in Price $98,618 indemnity · 6 years
- Heat $25,442 indemnity · 1 years
- Cold Wet Weather $3,914 indemnity · 2 years
Soybeans 10 years filed
- 0.64Low end of the filed band
- 2.08Middle of the filed band
- 4.74High end of the filed band
- 2019Worst year filed (6.57)
- 10Years filed
- $1,678,201Premium filed
- $4,556,614Indemnity paid
- $16,940,290Liability insured
- 44,878Quantity planted
- 34,099Quantity lost
- 234Policies
- 234Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Seneca County
- Excess Moisture/Precipitation/Rain $3,135,817 indemnity · 9 years
- Drought $1,126,139 indemnity · 5 years
- Decline in Price $138,187 indemnity · 7 years
- Cold Wet Weather $74,998 indemnity · 3 years
- Heat $57,695 indemnity · 1 years
- Wildlife $19,035 indemnity · 1 years
Grapes 10 years filed
- 2.64Low end of the filed band
- 4.44Middle of the filed band
- 5.25High end of the filed band
- 2021Worst year filed (7.78)
- 10Years filed
- $603,331Premium filed
- $2,882,803Indemnity paid
- $8,846,808Liability insured
- 2,423Quantity planted
- 2,424Quantity lost
- 153Policies
- 153Policies with a loss
- 4.78Loss ratio, whole span
Causes that carried the indemnity in Seneca County
- Freeze $1,776,154 indemnity · 9 years
- Cold Winter $438,590 indemnity · 5 years
- Drought $286,003 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $199,046 indemnity · 6 years
- Cold Wet Weather $88,340 indemnity · 4 years
- Heat $42,903 indemnity · 1 years
Wheat 10 years filed
- 1.22Low end of the filed band
- 1.71Middle of the filed band
- 2.93High end of the filed band
- 2019Worst year filed (3.00)
- 10Years filed
- $396,422Premium filed
- $873,283Indemnity paid
- $2,845,508Liability insured
- 9,919Quantity planted
- 9,919Quantity lost
- 118Policies
- 118Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Seneca County
- Excess Moisture/Precipitation/Rain $691,796 indemnity · 9 years
- Cold Wet Weather $103,980 indemnity · 5 years
- Decline in Price $60,014 indemnity · 3 years
- Drought $9,429 indemnity · 4 years
- Wildlife $5,020 indemnity · 1 years
- Plant Disease $1,767 indemnity · 2 years
Every county-crop the agency files in New York → Buy the Seneca County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.