Crop-loss band · New York
Steuben County, New York — crop-loss band
- 2.41Low end of the filed band
- 3.10Middle of the filed band
- 4.48High end of the filed band
- 2024Worst year filed (4.69)
- 10Years filed
Every year the Risk Management Agency has filed for Steuben County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.41 at the low end to 4.48 at the high end, with 3.10 in the middle. The worst year filed is 2024, at 4.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $661,953 | $1,693,244 | $4,073,962 | 47 | 46 | 2.56 |
| 2016 | $655,177 | $1,870,279 | $6,278,701 | 65 | 64 | 2.85 |
| 2017 | $247,460 | $1,045,677 | $2,123,305 | 38 | 38 | 4.23 |
| 2018 | $213,755 | $899,237 | $2,011,903 | 50 | 49 | 4.21 |
| 2019 | $658,942 | $1,879,605 | $3,559,323 | 67 | 67 | 2.85 |
| 2020 | $511,569 | $2,036,014 | $6,381,760 | 89 | 89 | 3.98 |
| 2021 | $198,572 | $889,399 | $2,107,934 | 33 | 31 | 4.48 |
| 2022 | $545,352 | $1,690,777 | $5,703,889 | 79 | 79 | 3.10 |
| 2023 | $690,226 | $1,661,245 | $6,789,056 | 76 | 76 | 2.41 |
| 2024 | $339,449 | $1,592,722 | $2,458,251 | 44 | 44 | 4.69 |
Commodities insured in Steuben County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.30Low end of the filed band
- 3.16Middle of the filed band
- 4.13High end of the filed band
- 2019Worst year filed (4.66)
- 10Years filed
- $2,318,414Premium filed
- $7,266,775Indemnity paid
- $24,349,910Liability insured
- 50,420Quantity planted
- 50,061Quantity lost
- 293Policies
- 289Policies with a loss
- 3.13Loss ratio, whole span
Causes that carried the indemnity in Steuben County
- Excess Moisture/Precipitation/Rain $3,315,553 indemnity · 9 years
- Drought $3,308,440 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $283,135 indemnity · 3 years
- Decline in Price $105,480 indemnity · 5 years
- Frost $68,225 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $51,230 indemnity · 3 years
Potatoes 9 years filed
- 1.20Low end of the filed band
- 4.96Middle of the filed band
- 7.45High end of the filed band
- 2023Worst year filed (7.45)
- 9Years filed
- $552,027Premium filed
- $2,217,008Indemnity paid
- $4,554,079Liability insured
- 1,833Quantity planted
- 1,833Quantity lost
- 30Policies
- 30Policies with a loss
- 4.02Loss ratio, whole span
Causes that carried the indemnity in Steuben County
- Excess Moisture/Precipitation/Rain $1,012,636 indemnity · 4 years
- Drought $603,565 indemnity · 3 years
- Hurricane $388,201 indemnity · 1 years
- Flood $181,445 indemnity · 1 years
- Cold Wet Weather $26,987 indemnity · 1 years
- Plant Disease $4,174 indemnity · 1 years
Soybeans 10 years filed
- 4.18Low end of the filed band
- 6.67Middle of the filed band
- 7.67High end of the filed band
- 2018Worst year filed (9.84)
- 10Years filed
- $354,179Premium filed
- $2,161,136Indemnity paid
- $5,034,282Liability insured
- 17,893Quantity planted
- 18,234Quantity lost
- 121Policies
- 121Policies with a loss
- 6.10Loss ratio, whole span
Causes that carried the indemnity in Steuben County
- Excess Moisture/Precipitation/Rain $987,330 indemnity · 9 years
- Drought $785,569 indemnity · 5 years
- Heat $124,953 indemnity · 1 years
- Wildlife $115,293 indemnity · 5 years
- Flood $89,289 indemnity · 2 years
- Cold Wet Weather $27,092 indemnity · 4 years
All Other Crops 5 years filed
- 1.41Low end of the filed band
- 1.73Middle of the filed band
- 4.51High end of the filed band
- 2017Worst year filed (4.51)
- 5Years filed
- $972,085Premium filed
- $1,722,484Indemnity paid
- $2,590,220Liability insured
- 1,798Quantity planted
- 1,314Quantity lost
- 19Policies
- 19Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Steuben County
- Excess Moisture/Precipitation/Rain $1,429,020 indemnity · 4 years
- Drought $136,676 indemnity · 1 years
- Cold Wet Weather $114,824 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $38,210 indemnity · 3 years
- Freeze $3,754 indemnity · 1 years
Grapes 10 years filed
- 1.33Low end of the filed band
- 3.31Middle of the filed band
- 4.34High end of the filed band
- 2023Worst year filed (5.27)
- 10Years filed
- $271,502Premium filed
- $1,201,085Indemnity paid
- $3,572,151Liability insured
- 1,846Quantity planted
- 1,846Quantity lost
- 72Policies
- 71Policies with a loss
- 4.42Loss ratio, whole span
Causes that carried the indemnity in Steuben County
- Freeze $921,518 indemnity · 7 years
- Cold Winter $102,595 indemnity · 3 years
- Drought $71,925 indemnity · 4 years
- Frost $37,750 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $35,812 indemnity · 5 years
- Cold Wet Weather $24,410 indemnity · 5 years
Wheat 8 years filed
- 1.94Low end of the filed band
- 3.06Middle of the filed band
- 4.48High end of the filed band
- 2020Worst year filed (4.48)
- 8Years filed
- $254,248Premium filed
- $689,711Indemnity paid
- $1,387,442Liability insured
- 5,709Quantity planted
- 5,709Quantity lost
- 53Policies
- 53Policies with a loss
- 2.71Loss ratio, whole span
Causes that carried the indemnity in Steuben County
- Excess Moisture/Precipitation/Rain $510,792 indemnity · 8 years
- Drought $95,613 indemnity · 3 years
- Cold Wet Weather $71,086 indemnity · 3 years
- Cold Winter $9,238 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $2,655 indemnity · 1 years
- Decline in Price $164 indemnity · 1 years
Every county-crop the agency files in New York → Buy the Steuben County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.