Crop-loss band · New York
Washington County, New York — crop-loss band
- 0.79Low end of the filed band
- 4.11Middle of the filed band
- 5.73High end of the filed band
- 2019Worst year filed (6.13)
- 10Years filed
Every year the Risk Management Agency has filed for Washington County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.79 at the low end to 5.73 at the high end, with 4.11 in the middle. The worst year filed is 2019, at 6.13. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $50,255 | $237,246 | $559,492 | 11 | 11 | 4.72 |
| 2016 | $49,356 | $220,320 | $280,574 | 6 | 6 | 4.46 |
| 2017 | $102,098 | $585,275 | $1,157,700 | 37 | 37 | 5.73 |
| 2018 | $33,730 | $170,749 | $246,841 | 4 | 4 | 5.06 |
| 2019 | $123,653 | $757,449 | $854,117 | 27 | 27 | 6.13 |
| 2020 | $89,065 | $308,782 | $752,364 | 11 | 11 | 3.47 |
| 2021 | $109,801 | $451,353 | $1,350,110 | 15 | 14 | 4.11 |
| 2022 | $36,108 | $100,522 | $388,734 | 7 | 7 | 2.78 |
| 2023 | $260,263 | $822,017 | $3,065,729 | 16 | 16 | 3.16 |
| 2024 | $81,045 | $63,966 | $1,160,775 | 3 | 3 | 0.79 |
Commodities insured in Washington County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 9 years filed
- 0.79Low end of the filed band
- 5.04Middle of the filed band
- 10.03High end of the filed band
- 2019Worst year filed (10.03)
- 9Years filed
- $603,593Premium filed
- $2,654,912Indemnity paid
- $8,394,023Liability insured
- 18,908Quantity planted
- 17,702Quantity lost
- 103Policies
- 102Policies with a loss
- 4.40Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Excess Moisture/Precipitation/Rain $2,007,763 indemnity · 7 years
- Drought $375,616 indemnity · 5 years
- Cold Wet Weather $256,175 indemnity · 2 years
- Hot Wind $8,026 indemnity · 1 years
- Decline in Price $7,333 indemnity · 1 years
Apples 9 years filed
- 1.28Low end of the filed band
- 3.19Middle of the filed band
- 5.07High end of the filed band
- 2018Worst year filed (5.07)
- 9Years filed
- $331,781Premium filed
- $1,062,767Indemnity paid
- $1,422,413Liability insured
- 529Quantity planted
- 571Quantity lost
- 34Policies
- 34Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Freeze $520,768 indemnity · 5 years
- Hail $175,948 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $156,515 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $147,417 indemnity · 1 years
- Wind/Excess Wind $22,939 indemnity · 3 years
- Cold Wet Weather $15,962 indemnity · 2 years
Every county-crop the agency files in New York → Buy the Washington County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.