Crop-loss band · New York
Wayne County, New York — crop-loss band
- 4.27Low end of the filed band
- 5.39Middle of the filed band
- 6.42High end of the filed band
- 2017Worst year filed (7.17)
- 10Years filed
Every year the Risk Management Agency has filed for Wayne County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 4.27 at the low end to 6.42 at the high end, with 5.39 in the middle. The worst year filed is 2017, at 7.17. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $881,821 | $5,665,417 | $10,709,977 | 135 | 134 | 6.42 |
| 2016 | $870,633 | $3,862,804 | $9,521,585 | 108 | 104 | 4.44 |
| 2017 | $1,534,789 | $10,998,851 | $16,742,734 | 171 | 168 | 7.17 |
| 2018 | $290,707 | $1,358,070 | $3,267,571 | 40 | 40 | 4.67 |
| 2019 | $1,191,197 | $7,596,687 | $11,619,931 | 187 | 183 | 6.38 |
| 2020 | $228,604 | $976,995 | $2,096,006 | 66 | 64 | 4.27 |
| 2021 | $1,015,857 | $4,922,219 | $8,987,632 | 91 | 91 | 4.85 |
| 2022 | $772,632 | $4,548,683 | $6,167,173 | 71 | 71 | 5.89 |
| 2023 | $2,746,523 | $14,808,815 | $22,255,943 | 128 | 128 | 5.39 |
| 2024 | $2,263,211 | $12,622,348 | $17,424,338 | 121 | 121 | 5.58 |
Commodities insured in Wayne County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 10 years filed
- 5.03Low end of the filed band
- 5.57Middle of the filed band
- 7.76High end of the filed band
- 2018Worst year filed (7.81)
- 10Years filed
- $9,876,584Premium filed
- $58,358,303Indemnity paid
- $90,667,686Liability insured
- 14,753Quantity planted
- 14,960Quantity lost
- 584Policies
- 572Policies with a loss
- 5.91Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Hail $23,514,246 indemnity · 8 years
- Freeze $15,201,260 indemnity · 8 years
- Frost $12,721,953 indemnity · 10 years
- Cold Wet Weather $3,296,733 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,702,723 indemnity · 7 years
- Drought $916,409 indemnity · 5 years
Corn 10 years filed
- 0.97Low end of the filed band
- 3.83Middle of the filed band
- 8.38High end of the filed band
- 2024Worst year filed (9.76)
- 10Years filed
- $773,460Premium filed
- $4,200,039Indemnity paid
- $8,227,860Liability insured
- 22,684Quantity planted
- 22,725Quantity lost
- 249Policies
- 248Policies with a loss
- 5.43Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $3,623,170 indemnity · 9 years
- Drought $394,543 indemnity · 4 years
- Cold Wet Weather $117,982 indemnity · 4 years
- Decline in Price $53,855 indemnity · 6 years
- Wind/Excess Wind $3,596 indemnity · 1 years
- Wildlife $2,949 indemnity · 1 years
Soybeans 10 years filed
- 2.05Low end of the filed band
- 2.89Middle of the filed band
- 6.47High end of the filed band
- 2019Worst year filed (7.23)
- 10Years filed
- $869,490Premium filed
- $3,996,240Indemnity paid
- $8,187,541Liability insured
- 27,212Quantity planted
- 25,931Quantity lost
- 258Policies
- 257Policies with a loss
- 4.60Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $3,452,988 indemnity · 9 years
- Drought $414,135 indemnity · 6 years
- Cold Wet Weather $60,917 indemnity · 3 years
- Decline in Price $49,690 indemnity · 5 years
- Heat $11,803 indemnity · 1 years
- Wildlife $6,707 indemnity · 4 years
Potatoes 6 years filed
- 2.02Low end of the filed band
- 2.72Middle of the filed band
- 4.04High end of the filed band
- 2024Worst year filed (4.04)
- 6Years filed
- $276,440Premium filed
- $806,307Indemnity paid
- $1,709,803Liability insured
- 958Quantity planted
- 916Quantity lost
- 27Policies
- 27Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $633,387 indemnity · 5 years
- Drought $104,164 indemnity · 1 years
- Flood $63,346 indemnity · 1 years
- Cold Wet Weather $5,411 indemnity · 1 years
Every county-crop the agency files in New York → Buy the Wayne County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.