Crop-loss band · New York
Yates County, New York — crop-loss band
- 2.95Low end of the filed band
- 4.16Middle of the filed band
- 6.07High end of the filed band
- 2020Worst year filed (6.41)
- 10Years filed
Every year the Risk Management Agency has filed for Yates County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.95 at the low end to 6.07 at the high end, with 4.16 in the middle. The worst year filed is 2020, at 6.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $199,932 | $753,337 | $2,225,378 | 62 | 62 | 3.77 |
| 2016 | $276,837 | $815,601 | $3,121,047 | 57 | 56 | 2.95 |
| 2017 | $85,653 | $520,240 | $865,383 | 39 | 39 | 6.07 |
| 2018 | $146,396 | $608,315 | $1,803,774 | 47 | 47 | 4.16 |
| 2019 | $107,444 | $516,476 | $1,201,385 | 47 | 47 | 4.81 |
| 2020 | $197,163 | $1,263,579 | $3,384,544 | 70 | 68 | 6.41 |
| 2021 | $43,969 | $185,100 | $601,067 | 30 | 23 | 4.21 |
| 2022 | $331,760 | $1,352,682 | $4,389,239 | 89 | 89 | 4.08 |
| 2023 | $246,860 | $1,138,136 | $3,491,260 | 48 | 48 | 4.61 |
| 2024 | $8,085 | $25,183 | $109,829 | 6 | 6 | 3.11 |
Commodities insured in Yates County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Grapes 10 years filed
- 2.85Low end of the filed band
- 3.88Middle of the filed band
- 5.24High end of the filed band
- 2020Worst year filed (7.03)
- 10Years filed
- $1,042,458Premium filed
- $5,126,069Indemnity paid
- $14,567,797Liability insured
- 7,039Quantity planted
- 7,035Quantity lost
- 397Policies
- 387Policies with a loss
- 4.92Loss ratio, whole span
Causes that carried the indemnity in Yates County
- Freeze $2,183,851 indemnity · 10 years
- Cold Winter $859,314 indemnity · 6 years
- Frost $732,522 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $519,403 indemnity · 8 years
- Drought $504,452 indemnity · 4 years
- Cold Wet Weather $171,794 indemnity · 8 years
Corn 9 years filed
- 1.27Low end of the filed band
- 2.85Middle of the filed band
- 7.56High end of the filed band
- 2021Worst year filed (7.56)
- 9Years filed
- $601,641Premium filed
- $2,052,580Indemnity paid
- $6,625,109Liability insured
- 12,639Quantity planted
- 12,377Quantity lost
- 98Policies
- 98Policies with a loss
- 3.41Loss ratio, whole span
Causes that carried the indemnity in Yates County
- Excess Moisture/Precipitation/Rain $1,084,368 indemnity · 7 years
- Drought $932,402 indemnity · 4 years
- Decline in Price $20,155 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $10,184 indemnity · 1 years
- Cold Wet Weather $5,471 indemnity · 1 years
Every county-crop the agency files in New York → Buy the Yates County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.