Crop-loss band · Ohio
Adams County, Ohio — crop-loss band
- 1.25Low end of the filed band
- 1.63Middle of the filed band
- 2.37High end of the filed band
- 2019Worst year filed (2.71)
- 10Years filed
Every year the Risk Management Agency has filed for Adams County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.25 at the low end to 2.37 at the high end, with 1.63 in the middle. The worst year filed is 2019, at 2.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $202,580 | $429,218 | $1,362,044 | 99 | 99 | 2.12 |
| 2016 | $213,786 | $507,114 | $1,605,549 | 115 | 115 | 2.37 |
| 2017 | $353,698 | $476,867 | $2,822,101 | 95 | 95 | 1.35 |
| 2018 | $449,062 | $982,682 | $3,605,569 | 161 | 161 | 2.19 |
| 2019 | $624,704 | $1,692,064 | $4,367,470 | 247 | 247 | 2.71 |
| 2020 | $274,239 | $445,659 | $1,790,918 | 96 | 96 | 1.63 |
| 2021 | $243,611 | $304,769 | $1,890,003 | 72 | 72 | 1.25 |
| 2022 | $651,490 | $927,023 | $4,980,572 | 159 | 159 | 1.42 |
| 2023 | $243,130 | $355,403 | $2,020,702 | 51 | 51 | 1.46 |
| 2024 | $1,458,859 | $3,445,762 | $13,895,036 | 339 | 339 | 2.36 |
Commodities insured in Adams County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.26Low end of the filed band
- 1.68Middle of the filed band
- 2.52High end of the filed band
- 2019Worst year filed (2.73)
- 10Years filed
- $2,875,347Premium filed
- $5,833,317Indemnity paid
- $24,759,810Liability insured
- 62,110Quantity planted
- 57,336Quantity lost
- 851Policies
- 851Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Excess Moisture/Precipitation/Rain $2,693,514 indemnity · 10 years
- Drought $2,470,595 indemnity · 9 years
- Decline in Price $340,241 indemnity · 7 years
- Wildlife $141,165 indemnity · 9 years
- Cold Wet Weather $48,324 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $38,504 indemnity · 1 years
Corn 10 years filed
- 0.85Low end of the filed band
- 1.51Middle of the filed band
- 2.43High end of the filed band
- 2019Worst year filed (2.82)
- 10Years filed
- $1,428,187Premium filed
- $2,670,092Indemnity paid
- $11,654,666Liability insured
- 22,712Quantity planted
- 19,561Quantity lost
- 429Policies
- 429Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Excess Moisture/Precipitation/Rain $1,456,710 indemnity · 10 years
- Drought $1,001,198 indemnity · 8 years
- Decline in Price $66,717 indemnity · 6 years
- Cold Wet Weather $54,352 indemnity · 3 years
- Wind/Excess Wind $46,033 indemnity · 4 years
- Wildlife $19,109 indemnity · 6 years
Burley Tobacco 10 years filed
- 0.21Low end of the filed band
- 1.53Middle of the filed band
- 3.47High end of the filed band
- 2016Worst year filed (4.30)
- 10Years filed
- $411,625Premium filed
- $1,063,152Indemnity paid
- $1,925,488Liability insured
- 818Quantity planted
- 833Quantity lost
- 154Policies
- 154Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Excess Moisture/Precipitation/Rain $654,312 indemnity · 9 years
- Flood $117,985 indemnity · 2 years
- Drought $92,908 indemnity · 5 years
- Wind/Excess Wind $71,664 indemnity · 1 years
- House burn (Pole burn) $52,696 indemnity · 3 years
- Hail $43,254 indemnity · 1 years
Every county-crop the agency files in Ohio → Buy the Adams County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.