Crop-loss band · Ohio
Champaign County, Ohio — crop-loss band
- 0.54Low end of the filed band
- 1.42Middle of the filed band
- 2.02High end of the filed band
- 2019Worst year filed (2.38)
- 10Years filed
Every year the Risk Management Agency has filed for Champaign County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.54 at the low end to 2.02 at the high end, with 1.42 in the middle. The worst year filed is 2019, at 2.38. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $408,422 | $690,331 | $5,115,891 | 96 | 96 | 1.69 |
| 2016 | $1,913,495 | $3,150,992 | $25,815,159 | 303 | 303 | 1.65 |
| 2017 | $908,848 | $551,447 | $13,088,255 | 209 | 209 | 0.61 |
| 2018 | $308,136 | $552,964 | $4,208,430 | 95 | 95 | 1.79 |
| 2019 | $3,181,131 | $7,574,919 | $44,766,926 | 972 | 972 | 2.38 |
| 2020 | $1,051,924 | $1,257,171 | $13,469,513 | 226 | 226 | 1.20 |
| 2021 | $770,037 | $414,035 | $10,961,363 | 118 | 118 | 0.54 |
| 2022 | $340,925 | $485,318 | $4,773,459 | 78 | 78 | 1.42 |
| 2023 | $1,098,914 | $859,716 | $11,800,919 | 168 | 168 | 0.78 |
| 2024 | $3,277,142 | $6,611,010 | $40,303,503 | 645 | 645 | 2.02 |
Commodities insured in Champaign County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.33Low end of the filed band
- 1.11Middle of the filed band
- 2.29High end of the filed band
- 2018Worst year filed (2.49)
- 10Years filed
- $8,430,232Premium filed
- $12,858,513Indemnity paid
- $103,265,842Liability insured
- 155,789Quantity planted
- 147,725Quantity lost
- 1,435Policies
- 1,435Policies with a loss
- 1.53Loss ratio, whole span
Causes that carried the indemnity in Champaign County
- Drought $4,871,590 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,682,329 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $2,279,909 indemnity · 5 years
- Decline in Price $1,425,114 indemnity · 7 years
- Cold Wet Weather $215,548 indemnity · 7 years
- All Other Causes $166,552 indemnity · 5 years
Soybeans 10 years filed
- 0.63Low end of the filed band
- 1.39Middle of the filed band
- 2.52High end of the filed band
- 2019Worst year filed (2.54)
- 10Years filed
- $4,828,742Premium filed
- $9,289,390Indemnity paid
- $71,037,576Liability insured
- 147,942Quantity planted
- 124,945Quantity lost
- 1,475Policies
- 1,475Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Champaign County
- Drought $3,921,222 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,935,762 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,274,386 indemnity · 3 years
- Decline in Price $662,418 indemnity · 9 years
- Cold Wet Weather $270,974 indemnity · 6 years
- All Other Causes $108,827 indemnity · 5 years
Every county-crop the agency files in Ohio → Buy the Champaign County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.