Crop-loss band · Ohio
Clark County, Ohio — crop-loss band
- 0.52Low end of the filed band
- 1.35Middle of the filed band
- 2.39High end of the filed band
- 2019Worst year filed (2.81)
- 10Years filed
Every year the Risk Management Agency has filed for Clark County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.52 at the low end to 2.39 at the high end, with 1.35 in the middle. The worst year filed is 2019, at 2.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $524,605 | $903,698 | $6,601,153 | 110 | 110 | 1.72 |
| 2016 | $1,267,384 | $1,553,194 | $15,649,219 | 166 | 166 | 1.23 |
| 2017 | $1,417,615 | $888,344 | $19,811,326 | 246 | 246 | 0.63 |
| 2018 | $282,370 | $505,964 | $3,930,369 | 82 | 82 | 1.79 |
| 2019 | $2,850,919 | $8,000,828 | $41,573,133 | 816 | 816 | 2.81 |
| 2020 | $683,128 | $1,632,282 | $9,576,513 | 205 | 205 | 2.39 |
| 2021 | $339,315 | $175,911 | $5,136,995 | 61 | 60 | 0.52 |
| 2022 | $572,317 | $667,149 | $7,447,373 | 113 | 113 | 1.17 |
| 2023 | $2,113,881 | $2,845,582 | $17,348,993 | 174 | 174 | 1.35 |
| 2024 | $2,929,296 | $5,113,782 | $27,293,962 | 480 | 480 | 1.75 |
Commodities insured in Clark County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.20Low end of the filed band
- 1.39Middle of the filed band
- 2.47High end of the filed band
- 2019Worst year filed (2.71)
- 10Years filed
- $8,147,982Premium filed
- $13,445,979Indemnity paid
- $87,207,380Liability insured
- 124,319Quantity planted
- 111,660Quantity lost
- 1,153Policies
- 1,153Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $4,868,206 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $3,964,183 indemnity · 4 years
- Drought $2,968,282 indemnity · 7 years
- Decline in Price $1,282,725 indemnity · 7 years
- Cold Wet Weather $88,566 indemnity · 6 years
- Mycotoxin $82,060 indemnity · 1 years
Soybeans 10 years filed
- 0.70Low end of the filed band
- 1.19Middle of the filed band
- 2.11High end of the filed band
- 2019Worst year filed (2.95)
- 10Years filed
- $4,832,848Premium filed
- $8,840,755Indemnity paid
- $67,161,655Liability insured
- 133,111Quantity planted
- 108,176Quantity lost
- 1,300Policies
- 1,299Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $3,211,246 indemnity · 10 years
- Drought $2,928,173 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,823,121 indemnity · 2 years
- Decline in Price $573,603 indemnity · 8 years
- Cold Wet Weather $120,982 indemnity · 6 years
- All Other Causes $112,376 indemnity · 5 years
Every county-crop the agency files in Ohio → Buy the Clark County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.