Crop-loss band · Ohio
Clermont County, Ohio — crop-loss band
- 0.51Low end of the filed band
- 0.93Middle of the filed band
- 2.07High end of the filed band
- 2019Worst year filed (2.12)
- 10Years filed
Every year the Risk Management Agency has filed for Clermont County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.51 at the low end to 2.07 at the high end, with 0.93 in the middle. The worst year filed is 2019, at 2.12. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $130,119 | $269,752 | $1,054,556 | 65 | 61 | 2.07 |
| 2016 | $568,047 | $548,085 | $5,360,823 | 104 | 104 | 0.96 |
| 2017 | $717,904 | $506,477 | $6,528,392 | 120 | 120 | 0.71 |
| 2018 | $532,083 | $888,535 | $5,604,907 | 147 | 147 | 1.67 |
| 2019 | $615,524 | $1,304,889 | $6,841,473 | 170 | 170 | 2.12 |
| 2020 | $736,704 | $666,888 | $7,916,647 | 99 | 99 | 0.91 |
| 2021 | $698,724 | $530,654 | $6,591,054 | 95 | 95 | 0.76 |
| 2022 | $1,288,198 | $1,204,152 | $11,006,977 | 152 | 152 | 0.93 |
| 2023 | $622,887 | $317,626 | $6,699,875 | 74 | 74 | 0.51 |
| 2024 | $1,086,424 | $1,311,003 | $9,653,295 | 181 | 181 | 1.21 |
Commodities insured in Clermont County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.65Low end of the filed band
- 0.81Middle of the filed band
- 1.93High end of the filed band
- 2015Worst year filed (2.15)
- 10Years filed
- $4,331,844Premium filed
- $4,929,901Indemnity paid
- $44,037,663Liability insured
- 106,011Quantity planted
- 79,688Quantity lost
- 848Policies
- 845Policies with a loss
- 1.14Loss ratio, whole span
Causes that carried the indemnity in Clermont County
- Excess Moisture/Precipitation/Rain $3,173,833 indemnity · 10 years
- Drought $1,054,273 indemnity · 9 years
- Decline in Price $280,876 indemnity · 7 years
- Cold Wet Weather $178,527 indemnity · 4 years
- Wildlife $143,037 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $62,649 indemnity · 1 years
Corn 10 years filed
- 0.12Low end of the filed band
- 0.94Middle of the filed band
- 1.72High end of the filed band
- 2019Worst year filed (2.65)
- 10Years filed
- $2,664,769Premium filed
- $2,618,160Indemnity paid
- $23,220,335Liability insured
- 37,672Quantity planted
- 24,918Quantity lost
- 359Policies
- 358Policies with a loss
- 0.98Loss ratio, whole span
Causes that carried the indemnity in Clermont County
- Excess Moisture/Precipitation/Rain $2,072,654 indemnity · 9 years
- Drought $229,091 indemnity · 7 years
- Cold Wet Weather $166,667 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $101,689 indemnity · 1 years
- Decline in Price $32,171 indemnity · 7 years
- All Other Causes $6,497 indemnity · 3 years
Every county-crop the agency files in Ohio → Buy the Clermont County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.