Crop-loss band · Ohio
Darke County, Ohio — crop-loss band
- 0.64Low end of the filed band
- 1.03Middle of the filed band
- 2.18High end of the filed band
- 2018Worst year filed (2.33)
- 10Years filed
Every year the Risk Management Agency has filed for Darke County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.64 at the low end to 2.18 at the high end, with 1.03 in the middle. The worst year filed is 2018, at 2.33. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,517,318 | $1,593,059 | $15,920,750 | 343 | 343 | 1.05 |
| 2016 | $2,127,023 | $3,533,008 | $23,578,145 | 418 | 417 | 1.66 |
| 2017 | $4,621,498 | $3,809,079 | $55,306,456 | 957 | 955 | 0.82 |
| 2018 | $152,059 | $354,129 | $2,148,974 | 61 | 61 | 2.33 |
| 2019 | $4,772,369 | $10,413,955 | $65,368,770 | 1,461 | 1,456 | 2.18 |
| 2020 | $536,331 | $399,444 | $7,769,310 | 153 | 153 | 0.74 |
| 2021 | $462,688 | $298,361 | $6,800,756 | 108 | 108 | 0.64 |
| 2022 | $1,817,787 | $2,048,011 | $25,190,659 | 335 | 335 | 1.13 |
| 2023 | $957,875 | $712,791 | $16,380,869 | 239 | 239 | 0.74 |
| 2024 | $3,046,076 | $3,141,765 | $25,510,451 | 660 | 660 | 1.03 |
Commodities insured in Darke County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.27Low end of the filed band
- 0.72Middle of the filed band
- 1.75High end of the filed band
- 2018Worst year filed (2.84)
- 10Years filed
- $12,539,114Premium filed
- $13,547,806Indemnity paid
- $130,986,820Liability insured
- 201,443Quantity planted
- 177,880Quantity lost
- 2,047Policies
- 2,046Policies with a loss
- 1.08Loss ratio, whole span
Causes that carried the indemnity in Darke County
- Excess Moisture/Precipitation/Rain $6,631,713 indemnity · 9 years
- Drought $3,068,836 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $2,781,136 indemnity · 5 years
- Decline in Price $494,480 indemnity · 8 years
- Cold Wet Weather $469,776 indemnity · 9 years
- Mycotoxin $35,513 indemnity · 1 years
Soybeans 10 years filed
- 0.58Low end of the filed band
- 1.02Middle of the filed band
- 2.46High end of the filed band
- 2019Worst year filed (2.63)
- 10Years filed
- $6,934,376Premium filed
- $11,003,462Indemnity paid
- $107,938,282Liability insured
- 220,826Quantity planted
- 188,828Quantity lost
- 2,303Policies
- 2,297Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Darke County
- Excess Moisture/Precipitation/Rain $4,988,454 indemnity · 10 years
- Drought $3,810,889 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $785,541 indemnity · 2 years
- Decline in Price $774,360 indemnity · 8 years
- Cold Wet Weather $410,273 indemnity · 8 years
- All Other Causes $130,621 indemnity · 2 years
Wheat 10 years filed
- 0.53Low end of the filed band
- 1.33Middle of the filed band
- 4.11High end of the filed band
- 2015Worst year filed (4.17)
- 10Years filed
- $537,535Premium filed
- $1,752,334Indemnity paid
- $5,050,038Liability insured
- 13,725Quantity planted
- 13,726Quantity lost
- 385Policies
- 384Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in Darke County
- Excess Moisture/Precipitation/Rain $858,991 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $219,567 indemnity · 3 years
- Cold Wet Weather $201,944 indemnity · 7 years
- Mycotoxin $152,396 indemnity · 3 years
- Cold Winter $132,966 indemnity · 1 years
- Decline in Price $74,419 indemnity · 7 years
Every county-crop the agency files in Ohio → Buy the Darke County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.