Crop-loss band · Ohio
Defiance County, Ohio — crop-loss band
- 0.58Low end of the filed band
- 0.96Middle of the filed band
- 3.79High end of the filed band
- 2019Worst year filed (6.23)
- 10Years filed
Every year the Risk Management Agency has filed for Defiance County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.58 at the low end to 3.79 at the high end, with 0.96 in the middle. The worst year filed is 2019, at 6.23. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,893,860 | $10,958,016 | $27,975,306 | 957 | 954 | 3.79 |
| 2016 | $833,416 | $481,216 | $7,838,304 | 225 | 224 | 0.58 |
| 2017 | $2,772,711 | $2,812,377 | $28,611,745 | 697 | 697 | 1.01 |
| 2018 | $348,726 | $333,713 | $4,028,945 | 156 | 150 | 0.96 |
| 2019 | $3,236,026 | $20,172,342 | $24,591,187 | 1,025 | 1,023 | 6.23 |
| 2020 | $2,817,217 | $4,987,027 | $34,466,024 | 822 | 822 | 1.77 |
| 2021 | $339,316 | $200,007 | $3,143,199 | 79 | 79 | 0.59 |
| 2022 | $2,831,523 | $1,763,046 | $25,559,458 | 386 | 386 | 0.62 |
| 2023 | $1,868,168 | $1,399,228 | $17,098,072 | 236 | 236 | 0.75 |
| 2024 | $3,960,705 | $5,671,107 | $38,583,106 | 745 | 744 | 1.43 |
Commodities insured in Defiance County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.46Low end of the filed band
- 0.85Middle of the filed band
- 3.69High end of the filed band
- 2019Worst year filed (6.78)
- 10Years filed
- $12,178,477Premium filed
- $24,123,639Indemnity paid
- $123,794,619Liability insured
- 328,732Quantity planted
- 299,675Quantity lost
- 2,951Policies
- 2,944Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Defiance County
- Excess Moisture/Precipitation/Rain $17,743,611 indemnity · 10 years
- Drought $3,526,667 indemnity · 9 years
- Decline in Price $1,216,068 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $915,459 indemnity · 5 years
- Cold Wet Weather $274,365 indemnity · 8 years
- Heat $266,067 indemnity · 2 years
Corn 10 years filed
- 0.38Low end of the filed band
- 1.16Middle of the filed band
- 3.82High end of the filed band
- 2019Worst year filed (6.16)
- 10Years filed
- $8,831,225Premium filed
- $21,997,521Indemnity paid
- $81,270,304Liability insured
- 152,674Quantity planted
- 146,488Quantity lost
- 1,765Policies
- 1,759Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Defiance County
- Excess Moisture/Precipitation/Rain $14,731,335 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $4,229,435 indemnity · 8 years
- Drought $2,018,241 indemnity · 8 years
- Decline in Price $427,451 indemnity · 8 years
- Cold Wet Weather $228,360 indemnity · 6 years
- Mycotoxin $202,828 indemnity · 2 years
Wheat 10 years filed
- 0.65Low end of the filed band
- 1.51Middle of the filed band
- 3.89High end of the filed band
- 2015Worst year filed (4.26)
- 10Years filed
- $891,966Premium filed
- $2,656,919Indemnity paid
- $6,830,423Liability insured
- 23,197Quantity planted
- 23,214Quantity lost
- 612Policies
- 612Policies with a loss
- 2.98Loss ratio, whole span
Causes that carried the indemnity in Defiance County
- Excess Moisture/Precipitation/Rain $1,553,130 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $525,165 indemnity · 4 years
- Cold Wet Weather $261,211 indemnity · 7 years
- Cold Winter $139,123 indemnity · 3 years
- Decline in Price $53,510 indemnity · 6 years
- Mycotoxin $44,852 indemnity · 3 years
Every county-crop the agency files in Ohio → Buy the Defiance County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.