Crop-loss band · Ohio
Fairfield County, Ohio — crop-loss band
- 0.42Low end of the filed band
- 1.32Middle of the filed band
- 2.56High end of the filed band
- 2019Worst year filed (2.69)
- 10Years filed
Every year the Risk Management Agency has filed for Fairfield County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.42 at the low end to 2.56 at the high end, with 1.32 in the middle. The worst year filed is 2019, at 2.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $338,873 | $839,845 | $3,701,716 | 107 | 105 | 2.48 |
| 2016 | $203,832 | $152,562 | $3,277,026 | 57 | 57 | 0.75 |
| 2017 | $996,530 | $417,446 | $12,226,240 | 145 | 144 | 0.42 |
| 2018 | $418,507 | $845,581 | $4,879,053 | 160 | 160 | 2.02 |
| 2019 | $294,163 | $791,857 | $3,860,237 | 128 | 128 | 2.69 |
| 2020 | $507,758 | $1,086,986 | $6,225,668 | 100 | 100 | 2.14 |
| 2021 | $914,420 | $432,466 | $13,568,152 | 127 | 127 | 0.47 |
| 2022 | $775,859 | $964,330 | $9,297,291 | 105 | 105 | 1.24 |
| 2023 | $489,911 | $648,020 | $6,678,639 | 74 | 74 | 1.32 |
| 2024 | $2,328,781 | $5,955,679 | $36,597,849 | 383 | 383 | 2.56 |
Commodities insured in Fairfield County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.43Low end of the filed band
- 0.79Middle of the filed band
- 2.85High end of the filed band
- 2024Worst year filed (3.10)
- 10Years filed
- $3,213,914Premium filed
- $5,902,485Indemnity paid
- $49,594,130Liability insured
- 96,865Quantity planted
- 71,943Quantity lost
- 758Policies
- 757Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Fairfield County
- Drought $3,265,744 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,825,874 indemnity · 10 years
- Decline in Price $481,310 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $128,793 indemnity · 1 years
- Cold Wet Weather $95,152 indemnity · 3 years
- All Other Causes $28,369 indemnity · 1 years
Corn 10 years filed
- 0.44Low end of the filed band
- 1.45Middle of the filed band
- 2.48High end of the filed band
- 2019Worst year filed (2.63)
- 10Years filed
- $3,480,425Premium filed
- $5,109,045Indemnity paid
- $48,622,622Liability insured
- 73,945Quantity planted
- 53,257Quantity lost
- 602Policies
- 600Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in Fairfield County
- Excess Moisture/Precipitation/Rain $2,142,376 indemnity · 10 years
- Drought $2,114,443 indemnity · 7 years
- Decline in Price $533,765 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $146,196 indemnity · 3 years
- Cold Wet Weather $100,668 indemnity · 5 years
- Plant Disease $43,012 indemnity · 1 years
All Other Crops 9 years filed
- 0.24Low end of the filed band
- 2.53Middle of the filed band
- 3.88High end of the filed band
- 2020Worst year filed (3.88)
- 9Years filed
- $574,295Premium filed
- $1,123,242Indemnity paid
- $2,095,119Liability insured
- 441Quantity planted
- 422Quantity lost
- 26Policies
- 26Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Fairfield County
- Frost $913,984 indemnity · 3 years
- Freeze $108,634 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $53,982 indemnity · 2 years
- Hail $36,955 indemnity · 2 years
- Heat $8,559 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,128 indemnity · 1 years
Every county-crop the agency files in Ohio → Buy the Fairfield County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.