Crop-loss band · Ohio
Fayette County, Ohio — crop-loss band
- 0.47Low end of the filed band
- 1.52Middle of the filed band
- 3.03High end of the filed band
- 2015Worst year filed (3.05)
- 10Years filed
Every year the Risk Management Agency has filed for Fayette County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.47 at the low end to 3.03 at the high end, with 1.52 in the middle. The worst year filed is 2015, at 3.05. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $590,363 | $1,803,290 | $8,812,554 | 111 | 111 | 3.05 |
| 2016 | $633,002 | $961,668 | $9,247,228 | 116 | 111 | 1.52 |
| 2017 | $1,797,182 | $1,250,508 | $28,290,316 | 259 | 248 | 0.70 |
| 2018 | $614,468 | $1,673,154 | $9,075,074 | 115 | 115 | 2.72 |
| 2019 | $1,697,336 | $4,313,604 | $26,057,215 | 345 | 345 | 2.54 |
| 2020 | $1,365,023 | $1,032,989 | $25,590,839 | 192 | 192 | 0.76 |
| 2021 | $362,365 | $171,845 | $5,423,838 | 49 | 49 | 0.47 |
| 2022 | $3,152,932 | $4,637,880 | $44,695,360 | 322 | 322 | 1.47 |
| 2023 | $275,169 | $654,724 | $4,239,368 | 41 | 41 | 2.38 |
| 2024 | $4,270,461 | $12,925,104 | $64,412,866 | 636 | 636 | 3.03 |
Commodities insured in Fayette County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.73Low end of the filed band
- 1.32Middle of the filed band
- 3.43High end of the filed band
- 2024Worst year filed (3.77)
- 10Years filed
- $7,441,933Premium filed
- $17,444,796Indemnity paid
- $113,543,854Liability insured
- 218,299Quantity planted
- 168,336Quantity lost
- 1,191Policies
- 1,184Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Drought $8,298,130 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,884,913 indemnity · 10 years
- Decline in Price $1,300,578 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,034,260 indemnity · 3 years
- Cold Wet Weather $342,928 indemnity · 6 years
- Hail $249,449 indemnity · 2 years
Corn 10 years filed
- 0.24Low end of the filed band
- 1.76Middle of the filed band
- 2.61High end of the filed band
- 2018Worst year filed (2.69)
- 10Years filed
- $7,316,368Premium filed
- $11,979,970Indemnity paid
- $112,300,804Liability insured
- 170,596Quantity planted
- 129,883Quantity lost
- 995Policies
- 986Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Excess Moisture/Precipitation/Rain $5,321,141 indemnity · 10 years
- Drought $4,788,184 indemnity · 9 years
- Decline in Price $718,523 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $519,552 indemnity · 2 years
- Cold Wet Weather $328,554 indemnity · 5 years
- Hurricane $111,293 indemnity · 1 years
Every county-crop the agency files in Ohio → Buy the Fayette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.