Crop-loss band · Ohio
Fulton County, Ohio — crop-loss band
- 0.45Low end of the filed band
- 1.00Middle of the filed band
- 2.09High end of the filed band
- 2019Worst year filed (8.22)
- 10Years filed
Every year the Risk Management Agency has filed for Fulton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.45 at the low end to 2.09 at the high end, with 1.00 in the middle. The worst year filed is 2019, at 8.22. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,003,096 | $2,095,974 | $14,456,919 | 295 | 293 | 2.09 |
| 2016 | $476,440 | $354,926 | $7,902,219 | 98 | 96 | 0.75 |
| 2017 | $818,142 | $799,102 | $12,342,808 | 173 | 173 | 0.98 |
| 2018 | $1,056,206 | $1,250,278 | $17,740,616 | 233 | 233 | 1.18 |
| 2019 | $2,390,683 | $19,655,494 | $23,259,316 | 685 | 685 | 8.22 |
| 2020 | $1,473,315 | $1,337,910 | $26,132,764 | 307 | 307 | 0.91 |
| 2021 | $235,309 | $106,054 | $3,181,096 | 51 | 49 | 0.45 |
| 2022 | $1,078,003 | $1,072,582 | $14,223,823 | 157 | 157 | 1.00 |
| 2023 | $1,186,522 | $1,410,757 | $15,049,081 | 133 | 133 | 1.19 |
| 2024 | $2,595,231 | $4,363,269 | $39,551,868 | 489 | 489 | 1.68 |
Commodities insured in Fulton County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.72Low end of the filed band
- 1.20Middle of the filed band
- 1.80High end of the filed band
- 2019Worst year filed (8.92)
- 10Years filed
- $6,409,718Premium filed
- $19,868,171Indemnity paid
- $90,220,923Liability insured
- 154,237Quantity planted
- 122,771Quantity lost
- 1,062Policies
- 1,061Policies with a loss
- 3.10Loss ratio, whole span
Causes that carried the indemnity in Fulton County
- Excess Moisture/Precipitation/Rain $14,931,501 indemnity · 10 years
- Drought $2,204,111 indemnity · 8 years
- Decline in Price $840,606 indemnity · 8 years
- Mycotoxin $682,625 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $560,920 indemnity · 5 years
- Cold Wet Weather $258,397 indemnity · 6 years
Soybeans 10 years filed
- 0.34Low end of the filed band
- 0.90Middle of the filed band
- 2.01High end of the filed band
- 2019Worst year filed (8.23)
- 10Years filed
- $5,171,097Premium filed
- $10,764,685Indemnity paid
- $76,585,853Liability insured
- 164,380Quantity planted
- 128,358Quantity lost
- 1,227Policies
- 1,222Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Fulton County
- Excess Moisture/Precipitation/Rain $6,841,340 indemnity · 10 years
- Drought $2,368,599 indemnity · 9 years
- Decline in Price $971,707 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $274,974 indemnity · 2 years
- Cold Wet Weather $169,814 indemnity · 7 years
- Heat $74,243 indemnity · 3 years
Wheat 10 years filed
- 0.45Low end of the filed band
- 1.91Middle of the filed band
- 3.89High end of the filed band
- 2022Worst year filed (4.54)
- 10Years filed
- $732,132Premium filed
- $1,813,490Indemnity paid
- $7,033,734Liability insured
- 17,955Quantity planted
- 17,967Quantity lost
- 332Policies
- 332Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Fulton County
- Excess Moisture/Precipitation/Rain $1,258,369 indemnity · 9 years
- Cold Wet Weather $147,366 indemnity · 5 years
- Decline in Price $132,298 indemnity · 9 years
- Mycotoxin $103,904 indemnity · 2 years
- Plant Disease $86,576 indemnity · 2 years
- Drought $43,908 indemnity · 4 years
Every county-crop the agency files in Ohio → Buy the Fulton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.