Crop-loss band · Ohio
Henry County, Ohio — crop-loss band
- 0.48Low end of the filed band
- 1.04Middle of the filed band
- 1.88High end of the filed band
- 2019Worst year filed (7.54)
- 10Years filed
Every year the Risk Management Agency has filed for Henry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.48 at the low end to 1.88 at the high end, with 1.04 in the middle. The worst year filed is 2019, at 7.54. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,821,925 | $3,431,358 | $22,162,906 | 611 | 611 | 1.88 |
| 2016 | $1,245,650 | $1,928,649 | $15,161,973 | 194 | 194 | 1.55 |
| 2017 | $2,186,483 | $1,980,768 | $30,916,875 | 476 | 476 | 0.91 |
| 2018 | $634,468 | $303,848 | $10,238,790 | 141 | 136 | 0.48 |
| 2019 | $2,426,201 | $18,304,696 | $23,693,789 | 1,099 | 1,091 | 7.54 |
| 2020 | $1,814,437 | $2,041,579 | $29,488,826 | 461 | 451 | 1.13 |
| 2021 | $782,987 | $619,149 | $11,105,305 | 92 | 92 | 0.79 |
| 2022 | $938,805 | $972,202 | $14,081,581 | 249 | 249 | 1.04 |
| 2023 | $1,633,809 | $1,105,497 | $17,223,200 | 203 | 203 | 0.68 |
| 2024 | $2,346,420 | $3,441,782 | $33,102,812 | 666 | 666 | 1.47 |
Commodities insured in Henry County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.10Low end of the filed band
- 1.09Middle of the filed band
- 2.06High end of the filed band
- 2019Worst year filed (8.54)
- 10Years filed
- $7,095,916Premium filed
- $17,857,036Indemnity paid
- $86,274,662Liability insured
- 146,068Quantity planted
- 125,400Quantity lost
- 1,601Policies
- 1,597Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $13,420,927 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,874,589 indemnity · 8 years
- Drought $1,513,447 indemnity · 8 years
- Decline in Price $619,314 indemnity · 8 years
- Cold Wet Weather $351,567 indemnity · 7 years
- Mycotoxin $72,344 indemnity · 2 years
Soybeans 10 years filed
- 0.38Low end of the filed band
- 0.87Middle of the filed band
- 1.79High end of the filed band
- 2019Worst year filed (7.62)
- 10Years filed
- $5,629,945Premium filed
- $10,207,173Indemnity paid
- $85,545,147Liability insured
- 174,657Quantity planted
- 126,640Quantity lost
- 1,791Policies
- 1,772Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $6,777,536 indemnity · 10 years
- Drought $1,484,231 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $917,590 indemnity · 5 years
- Decline in Price $761,277 indemnity · 8 years
- Cold Wet Weather $226,276 indemnity · 5 years
- XX $14,325 indemnity · 2 years
Wheat 9 years filed
- 0.30Low end of the filed band
- 2.82Middle of the filed band
- 4.49High end of the filed band
- 2015Worst year filed (4.49)
- 9Years filed
- $1,208,985Premium filed
- $3,178,847Indemnity paid
- $11,194,413Liability insured
- 27,976Quantity planted
- 28,018Quantity lost
- 761Policies
- 761Policies with a loss
- 2.63Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $1,504,580 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $551,969 indemnity · 5 years
- Cold Wet Weather $410,226 indemnity · 4 years
- Decline in Price $320,628 indemnity · 6 years
- Mycotoxin $297,434 indemnity · 2 years
- Plant Disease $40,825 indemnity · 1 years
All Other Crops 7 years filed
- 0.79Low end of the filed band
- 3.87Middle of the filed band
- 9.82High end of the filed band
- 2021Worst year filed (9.82)
- 7Years filed
- $319,248Premium filed
- $1,643,249Indemnity paid
- $6,815,142Liability insured
- 737Quantity planted
- 454Quantity lost
- 21Policies
- 21Policies with a loss
- 5.15Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Drought $941,118 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $683,715 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $18,416 indemnity · 4 years
Popcorn 8 years filed
- 0.24Low end of the filed band
- 0.72Middle of the filed band
- 9.14High end of the filed band
- 2019Worst year filed (9.14)
- 8Years filed
- $1,577,090Premium filed
- $1,243,223Indemnity paid
- $17,346,692Liability insured
- 18,219Quantity planted
- 18,219Quantity lost
- 18Policies
- 18Policies with a loss
- 0.79Loss ratio, whole span
Causes that carried the indemnity in Henry County
- ARPI/SCO/STAX Crops Only $691,843 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $477,755 indemnity · 3 years
- Decline in Price $40,717 indemnity · 2 years
- Drought $32,908 indemnity · 1 years
Every county-crop the agency files in Ohio → Buy the Henry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.