Crop-loss band · Ohio
Highland County, Ohio — crop-loss band
- 0.67Low end of the filed band
- 1.46Middle of the filed band
- 2.99High end of the filed band
- 2024Worst year filed (3.70)
- 10Years filed
Every year the Risk Management Agency has filed for Highland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.67 at the low end to 2.99 at the high end, with 1.46 in the middle. The worst year filed is 2024, at 3.70. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $228,748 | $347,851 | $1,572,347 | 70 | 70 | 1.52 |
| 2016 | $1,061,342 | $712,647 | $10,014,638 | 140 | 140 | 0.67 |
| 2017 | $1,438,127 | $1,062,572 | $13,541,876 | 192 | 192 | 0.74 |
| 2018 | $677,972 | $1,270,191 | $7,368,140 | 182 | 182 | 1.87 |
| 2019 | $1,261,067 | $3,768,916 | $14,051,877 | 335 | 335 | 2.99 |
| 2020 | $1,069,605 | $1,380,203 | $13,175,288 | 200 | 199 | 1.29 |
| 2021 | $1,077,592 | $867,032 | $12,380,979 | 132 | 132 | 0.80 |
| 2022 | $2,693,660 | $4,134,711 | $25,622,133 | 286 | 286 | 1.54 |
| 2023 | $429,703 | $628,895 | $4,259,471 | 72 | 72 | 1.46 |
| 2024 | $4,383,363 | $16,206,227 | $56,313,888 | 845 | 845 | 3.70 |
Commodities insured in Highland County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.35Low end of the filed band
- 1.21Middle of the filed band
- 2.69High end of the filed band
- 2024Worst year filed (3.91)
- 10Years filed
- $8,579,576Premium filed
- $19,153,807Indemnity paid
- $99,101,876Liability insured
- 221,135Quantity planted
- 178,496Quantity lost
- 1,500Policies
- 1,500Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Highland County
- Drought $10,488,558 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $6,971,245 indemnity · 10 years
- Decline in Price $714,756 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $474,683 indemnity · 2 years
- Hurricane $291,498 indemnity · 1 years
- Cold Wet Weather $104,419 indemnity · 4 years
Corn 10 years filed
- 0.64Low end of the filed band
- 1.79Middle of the filed band
- 3.32High end of the filed band
- 2019Worst year filed (3.62)
- 10Years filed
- $5,741,603Premium filed
- $11,225,438Indemnity paid
- $59,198,761Liability insured
- 97,862Quantity planted
- 74,987Quantity lost
- 954Policies
- 953Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Highland County
- Excess Moisture/Precipitation/Rain $5,745,102 indemnity · 10 years
- Drought $4,013,419 indemnity · 8 years
- Decline in Price $420,177 indemnity · 8 years
- Cold Wet Weather $411,374 indemnity · 5 years
- Hurricane $316,106 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $180,763 indemnity · 1 years
Every county-crop the agency files in Ohio → Buy the Highland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.