Crop-loss band · Ohio
Holmes County, Ohio — crop-loss band
- 0.81Low end of the filed band
- 1.62Middle of the filed band
- 2.36High end of the filed band
- 2019Worst year filed (2.79)
- 10Years filed
Every year the Risk Management Agency has filed for Holmes County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.81 at the low end to 2.36 at the high end, with 1.62 in the middle. The worst year filed is 2019, at 2.79. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $309,508 | $424,526 | $2,546,837 | 90 | 89 | 1.37 |
| 2016 | $588,356 | $939,849 | $5,546,013 | 94 | 94 | 1.60 |
| 2017 | $361,855 | $443,403 | $3,145,975 | 66 | 65 | 1.23 |
| 2018 | $273,615 | $519,897 | $2,394,643 | 108 | 105 | 1.90 |
| 2019 | $318,964 | $890,133 | $2,623,646 | 102 | 102 | 2.79 |
| 2020 | $133,530 | $315,237 | $1,469,608 | 51 | 51 | 2.36 |
| 2021 | $107,856 | $87,689 | $933,138 | 28 | 28 | 0.81 |
| 2022 | $100,157 | $193,136 | $808,739 | 32 | 32 | 1.93 |
| 2023 | $344,394 | $568,071 | $3,684,431 | 58 | 58 | 1.65 |
| 2024 | $388,213 | $628,144 | $4,365,026 | 90 | 90 | 1.62 |
Commodities insured in Holmes County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.74Low end of the filed band
- 1.56Middle of the filed band
- 3.10High end of the filed band
- 2022Worst year filed (4.76)
- 10Years filed
- $1,490,545Premium filed
- $2,719,821Indemnity paid
- $13,385,436Liability insured
- 28,653Quantity planted
- 26,579Quantity lost
- 373Policies
- 370Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Holmes County
- Excess Moisture/Precipitation/Rain $1,417,723 indemnity · 10 years
- Drought $755,692 indemnity · 6 years
- Decline in Price $295,536 indemnity · 8 years
- Wildlife $91,909 indemnity · 8 years
- Mycotoxin $74,923 indemnity · 2 years
- Flood $29,718 indemnity · 3 years
Soybeans 10 years filed
- 0.83Low end of the filed band
- 1.59Middle of the filed band
- 2.30High end of the filed band
- 2020Worst year filed (3.85)
- 10Years filed
- $1,435,903Premium filed
- $2,290,264Indemnity paid
- $14,132,620Liability insured
- 32,789Quantity planted
- 29,180Quantity lost
- 346Policies
- 344Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Holmes County
- Excess Moisture/Precipitation/Rain $968,956 indemnity · 10 years
- Drought $782,708 indemnity · 9 years
- Decline in Price $263,785 indemnity · 7 years
- Wildlife $137,789 indemnity · 8 years
- Cold Wet Weather $47,752 indemnity · 6 years
- All Other Causes $19,800 indemnity · 2 years
Every county-crop the agency files in Ohio → Buy the Holmes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.