Crop-loss band · Ohio
Lucas County, Ohio — crop-loss band
- 0.65Low end of the filed band
- 1.31Middle of the filed band
- 2.83High end of the filed band
- 2019Worst year filed (6.39)
- 10Years filed
Every year the Risk Management Agency has filed for Lucas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.65 at the low end to 2.83 at the high end, with 1.31 in the middle. The worst year filed is 2019, at 6.39. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $703,534 | $1,992,626 | $6,782,175 | 155 | 155 | 2.83 |
| 2016 | $241,890 | $350,876 | $3,158,942 | 66 | 66 | 1.45 |
| 2017 | $608,448 | $803,819 | $5,262,105 | 105 | 105 | 1.32 |
| 2018 | $529,384 | $489,059 | $6,391,991 | 100 | 100 | 0.92 |
| 2019 | $685,753 | $4,378,915 | $5,652,222 | 213 | 213 | 6.39 |
| 2020 | $711,161 | $932,213 | $7,361,020 | 114 | 114 | 1.31 |
| 2021 | $488,375 | $553,318 | $3,851,313 | 63 | 63 | 1.13 |
| 2022 | $339,445 | $219,833 | $3,041,951 | 55 | 55 | 0.65 |
| 2023 | $241,172 | $302,942 | $2,446,459 | 69 | 69 | 1.26 |
| 2024 | $1,315,562 | $2,262,725 | $12,061,058 | 206 | 206 | 1.72 |
Commodities insured in Lucas County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.65Low end of the filed band
- 1.25Middle of the filed band
- 3.08High end of the filed band
- 2019Worst year filed (4.85)
- 10Years filed
- $3,234,672Premium filed
- $5,900,141Indemnity paid
- $31,824,141Liability insured
- 73,041Quantity planted
- 64,617Quantity lost
- 698Policies
- 698Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Lucas County
- Excess Moisture/Precipitation/Rain $3,704,573 indemnity · 10 years
- Drought $1,420,914 indemnity · 8 years
- Decline in Price $494,582 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $151,008 indemnity · 2 years
- Cold Wet Weather $39,694 indemnity · 5 years
- Heat $37,216 indemnity · 2 years
Corn 10 years filed
- 0.60Low end of the filed band
- 1.40Middle of the filed band
- 2.82High end of the filed band
- 2019Worst year filed (7.57)
- 10Years filed
- $1,681,489Premium filed
- $4,979,170Indemnity paid
- $21,885,879Liability insured
- 39,096Quantity planted
- 32,480Quantity lost
- 421Policies
- 421Policies with a loss
- 2.96Loss ratio, whole span
Causes that carried the indemnity in Lucas County
- Excess Moisture/Precipitation/Rain $3,986,808 indemnity · 9 years
- Drought $569,161 indemnity · 8 years
- Decline in Price $220,525 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $132,516 indemnity · 4 years
- Mycotoxin $24,074 indemnity · 1 years
- Plant Disease $23,331 indemnity · 1 years
All Other Crops 8 years filed
- 0.36Low end of the filed band
- 1.34Middle of the filed band
- 2.39High end of the filed band
- 2015Worst year filed (2.39)
- 8Years filed
- $948,563Premium filed
- $1,407,015Indemnity paid
- $2,299,216Liability insured
- 945Quantity planted
- 501Quantity lost
- 27Policies
- 27Policies with a loss
- 1.48Loss ratio, whole span
Causes that carried the indemnity in Lucas County
- Freeze $760,780 indemnity · 3 years
- Cold Wet Weather $406,504 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $132,518 indemnity · 2 years
- Frost $61,386 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $40,547 indemnity · 6 years
- Wind/Excess Wind $5,281 indemnity · 1 years
Every county-crop the agency files in Ohio → Buy the Lucas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.