Crop-loss band · Ohio
Mercer County, Ohio — crop-loss band
- 0.41Low end of the filed band
- 0.85Middle of the filed band
- 2.73High end of the filed band
- 2019Worst year filed (3.67)
- 10Years filed
Every year the Risk Management Agency has filed for Mercer County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.41 at the low end to 2.73 at the high end, with 0.85 in the middle. The worst year filed is 2019, at 3.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,238,817 | $8,851,948 | $36,379,922 | 885 | 884 | 2.73 |
| 2016 | $2,551,609 | $4,083,740 | $27,108,222 | 523 | 522 | 1.60 |
| 2017 | $2,645,037 | $1,690,352 | $31,123,180 | 715 | 715 | 0.64 |
| 2018 | $73,794 | $111,472 | $826,007 | 32 | 32 | 1.51 |
| 2019 | $2,111,240 | $7,741,265 | $24,551,629 | 945 | 939 | 3.67 |
| 2020 | $880,718 | $554,642 | $13,686,494 | 242 | 242 | 0.63 |
| 2021 | $720,977 | $294,444 | $9,200,404 | 133 | 133 | 0.41 |
| 2022 | $2,066,112 | $1,150,354 | $27,374,098 | 317 | 317 | 0.56 |
| 2023 | $539,566 | $460,055 | $9,428,372 | 152 | 152 | 0.85 |
| 2024 | $4,138,741 | $8,530,566 | $55,589,491 | 1,039 | 1,039 | 2.06 |
Commodities insured in Mercer County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.31Low end of the filed band
- 0.55Middle of the filed band
- 2.74High end of the filed band
- 2019Worst year filed (4.33)
- 10Years filed
- $11,894,832Premium filed
- $20,584,998Indemnity paid
- $131,567,739Liability insured
- 224,656Quantity planted
- 188,862Quantity lost
- 2,374Policies
- 2,374Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Mercer County
- Excess Moisture/Precipitation/Rain $11,937,673 indemnity · 10 years
- Drought $4,955,274 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $1,712,288 indemnity · 3 years
- Decline in Price $1,054,807 indemnity · 9 years
- Cold Wet Weather $400,949 indemnity · 8 years
- Mycotoxin $183,898 indemnity · 2 years
Soybeans 10 years filed
- 0.45Low end of the filed band
- 0.97Middle of the filed band
- 2.63High end of the filed band
- 2024Worst year filed (2.65)
- 10Years filed
- $6,650,932Premium filed
- $11,426,051Indemnity paid
- $99,432,396Liability insured
- 192,318Quantity planted
- 154,976Quantity lost
- 2,182Policies
- 2,175Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Mercer County
- Excess Moisture/Precipitation/Rain $4,626,781 indemnity · 10 years
- Drought $4,249,352 indemnity · 9 years
- Decline in Price $718,728 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $653,662 indemnity · 1 years
- Heat $648,728 indemnity · 3 years
- Cold Wet Weather $299,770 indemnity · 8 years
Wheat 10 years filed
- 0.61Low end of the filed band
- 1.93Middle of the filed band
- 4.09High end of the filed band
- 2021Worst year filed (5.93)
- 10Years filed
- $420,847Premium filed
- $1,457,789Indemnity paid
- $4,267,684Liability insured
- 12,500Quantity planted
- 12,508Quantity lost
- 427Policies
- 426Policies with a loss
- 3.46Loss ratio, whole span
Causes that carried the indemnity in Mercer County
- Excess Moisture/Precipitation/Rain $799,144 indemnity · 8 years
- Cold Wet Weather $187,045 indemnity · 7 years
- Mycotoxin $178,338 indemnity · 3 years
- Cold Winter $106,621 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $79,611 indemnity · 2 years
- Decline in Price $30,525 indemnity · 8 years
Every county-crop the agency files in Ohio → Buy the Mercer County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.