Crop-loss band · Ohio
Miami County, Ohio — crop-loss band
- 0.44Low end of the filed band
- 0.89Middle of the filed band
- 1.61High end of the filed band
- 2019Worst year filed (2.68)
- 10Years filed
Every year the Risk Management Agency has filed for Miami County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.44 at the low end to 1.61 at the high end, with 0.89 in the middle. The worst year filed is 2019, at 2.68. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $201,366 | $251,889 | $2,054,130 | 57 | 57 | 1.25 |
| 2016 | $1,564,372 | $2,512,233 | $21,518,976 | 312 | 312 | 1.61 |
| 2017 | $1,572,092 | $798,208 | $22,102,994 | 334 | 334 | 0.51 |
| 2018 | $123,511 | $194,728 | $1,898,165 | 50 | 50 | 1.58 |
| 2019 | $2,514,964 | $6,745,361 | $36,256,802 | 894 | 893 | 2.68 |
| 2020 | $285,716 | $179,796 | $4,690,076 | 77 | 76 | 0.63 |
| 2021 | $170,996 | $75,101 | $2,685,134 | 47 | 47 | 0.44 |
| 2022 | $811,911 | $558,795 | $12,261,812 | 183 | 183 | 0.69 |
| 2023 | $1,009,548 | $900,074 | $6,154,207 | 115 | 115 | 0.89 |
| 2024 | $1,416,525 | $1,638,812 | $13,165,399 | 311 | 311 | 1.16 |
Commodities insured in Miami County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.46Low end of the filed band
- 0.91Middle of the filed band
- 1.68High end of the filed band
- 2019Worst year filed (2.62)
- 10Years filed
- $6,154,497Premium filed
- $8,626,588Indemnity paid
- $66,627,807Liability insured
- 105,577Quantity planted
- 86,245Quantity lost
- 1,150Policies
- 1,149Policies with a loss
- 1.40Loss ratio, whole span
Causes that carried the indemnity in Miami County
- Excess Moisture/Precipitation/Rain $2,938,198 indemnity · 10 years
- Drought $2,919,154 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,786,508 indemnity · 6 years
- Decline in Price $601,943 indemnity · 8 years
- Cold Wet Weather $269,862 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $50,925 indemnity · 2 years
Soybeans 10 years filed
- 0.41Low end of the filed band
- 0.69Middle of the filed band
- 1.62High end of the filed band
- 2019Worst year filed (2.76)
- 10Years filed
- $3,516,504Premium filed
- $5,228,409Indemnity paid
- $56,159,888Liability insured
- 116,895Quantity planted
- 90,869Quantity lost
- 1,230Policies
- 1,229Policies with a loss
- 1.49Loss ratio, whole span
Causes that carried the indemnity in Miami County
- Drought $2,128,364 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,005,142 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $450,855 indemnity · 2 years
- Decline in Price $325,820 indemnity · 9 years
- Cold Wet Weather $137,736 indemnity · 7 years
- Frost $64,237 indemnity · 5 years
Every county-crop the agency files in Ohio → Buy the Miami County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.