Crop-loss band · Ohio
Morrow County, Ohio — crop-loss band
- 0.65Low end of the filed band
- 1.75Middle of the filed band
- 2.31High end of the filed band
- 2019Worst year filed (4.88)
- 10Years filed
Every year the Risk Management Agency has filed for Morrow County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.65 at the low end to 2.31 at the high end, with 1.75 in the middle. The worst year filed is 2019, at 4.88. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,899,731 | $4,380,803 | $25,005,372 | 442 | 442 | 2.31 |
| 2016 | $341,951 | $644,853 | $4,030,915 | 109 | 109 | 1.89 |
| 2017 | $1,303,416 | $1,811,434 | $14,708,213 | 245 | 245 | 1.39 |
| 2018 | $374,590 | $667,802 | $4,183,648 | 109 | 109 | 1.78 |
| 2019 | $2,155,846 | $10,514,644 | $23,222,743 | 670 | 668 | 4.88 |
| 2020 | $697,700 | $1,604,532 | $9,238,045 | 198 | 198 | 2.30 |
| 2021 | $1,241,032 | $810,097 | $14,686,410 | 191 | 189 | 0.65 |
| 2022 | $723,359 | $1,061,062 | $7,974,320 | 125 | 125 | 1.47 |
| 2023 | $982,363 | $1,284,483 | $10,929,551 | 163 | 163 | 1.31 |
| 2024 | $1,442,950 | $2,520,239 | $17,581,192 | 365 | 365 | 1.75 |
Commodities insured in Morrow County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.44Low end of the filed band
- 1.67Middle of the filed band
- 2.66High end of the filed band
- 2019Worst year filed (5.11)
- 10Years filed
- $5,187,932Premium filed
- $12,333,846Indemnity paid
- $59,065,790Liability insured
- 105,741Quantity planted
- 95,415Quantity lost
- 1,047Policies
- 1,046Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Morrow County
- Excess Moisture/Precipitation/Rain $8,650,109 indemnity · 10 years
- Drought $1,436,357 indemnity · 10 years
- Decline in Price $1,160,291 indemnity · 8 years
- Cold Wet Weather $553,403 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $330,256 indemnity · 4 years
- Mycotoxin $131,829 indemnity · 2 years
Soybeans 10 years filed
- 0.79Low end of the filed band
- 1.56Middle of the filed band
- 2.39High end of the filed band
- 2019Worst year filed (4.81)
- 10Years filed
- $5,570,947Premium filed
- $11,895,624Indemnity paid
- $69,478,656Liability insured
- 156,017Quantity planted
- 144,460Quantity lost
- 1,349Policies
- 1,347Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Morrow County
- Excess Moisture/Precipitation/Rain $7,660,900 indemnity · 10 years
- Drought $2,219,488 indemnity · 10 years
- Decline in Price $1,118,478 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $629,996 indemnity · 4 years
- Cold Wet Weather $158,583 indemnity · 7 years
- All Other Causes $67,867 indemnity · 4 years
Wheat 10 years filed
- 1.33Low end of the filed band
- 2.21Middle of the filed band
- 3.62High end of the filed band
- 2017Worst year filed (4.79)
- 10Years filed
- $404,059Premium filed
- $1,070,479Indemnity paid
- $3,015,963Liability insured
- 10,061Quantity planted
- 10,085Quantity lost
- 221Policies
- 220Policies with a loss
- 2.65Loss ratio, whole span
Causes that carried the indemnity in Morrow County
- Excess Moisture/Precipitation/Rain $620,083 indemnity · 10 years
- Cold Wet Weather $212,903 indemnity · 8 years
- Decline in Price $112,441 indemnity · 7 years
- All Other Causes $66,645 indemnity · 3 years
- Tornado $38,182 indemnity · 1 years
- Drought $10,828 indemnity · 1 years
Every county-crop the agency files in Ohio → Buy the Morrow County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.