Crop-loss band · Ohio
Ottawa County, Ohio — crop-loss band
- 0.92Low end of the filed band
- 1.33Middle of the filed band
- 2.92High end of the filed band
- 2019Worst year filed (5.25)
- 10Years filed
Every year the Risk Management Agency has filed for Ottawa County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.92 at the low end to 2.92 at the high end, with 1.33 in the middle. The worst year filed is 2019, at 5.25. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,542,044 | $4,504,739 | $13,263,007 | 622 | 622 | 2.92 |
| 2016 | $322,592 | $321,293 | $2,514,284 | 143 | 143 | 1.00 |
| 2017 | $1,388,291 | $1,946,778 | $9,954,906 | 316 | 315 | 1.40 |
| 2018 | $1,307,156 | $2,554,622 | $11,786,873 | 467 | 467 | 1.95 |
| 2019 | $2,071,834 | $10,875,524 | $13,332,439 | 800 | 800 | 5.25 |
| 2020 | $849,596 | $914,080 | $8,191,033 | 263 | 263 | 1.08 |
| 2021 | $1,095,380 | $1,398,186 | $8,156,524 | 244 | 244 | 1.28 |
| 2022 | $1,684,587 | $1,552,742 | $14,205,861 | 322 | 322 | 0.92 |
| 2023 | $657,415 | $876,561 | $5,479,103 | 191 | 191 | 1.33 |
| 2024 | $2,969,016 | $6,871,778 | $30,462,585 | 935 | 935 | 2.31 |
Commodities insured in Ottawa County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.67Low end of the filed band
- 1.26Middle of the filed band
- 2.72High end of the filed band
- 2019Worst year filed (5.63)
- 10Years filed
- $9,865,653Premium filed
- $20,768,491Indemnity paid
- $86,693,479Liability insured
- 213,372Quantity planted
- 212,277Quantity lost
- 2,880Policies
- 2,879Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Ottawa County
- Excess Moisture/Precipitation/Rain $13,473,996 indemnity · 10 years
- Drought $4,531,922 indemnity · 10 years
- Decline in Price $2,008,180 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $283,038 indemnity · 2 years
- All Other Causes $244,556 indemnity · 4 years
- Cold Wet Weather $70,389 indemnity · 5 years
Corn 10 years filed
- 0.83Low end of the filed band
- 1.47Middle of the filed band
- 3.15High end of the filed band
- 2019Worst year filed (5.65)
- 10Years filed
- $2,895,736Premium filed
- $8,302,093Indemnity paid
- $25,397,804Liability insured
- 51,203Quantity planted
- 47,635Quantity lost
- 904Policies
- 904Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Ottawa County
- Excess Moisture/Precipitation/Rain $6,935,159 indemnity · 9 years
- Drought $737,958 indemnity · 7 years
- Decline in Price $346,321 indemnity · 7 years
- Cold Wet Weather $117,372 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $60,495 indemnity · 2 years
- Mycotoxin $58,358 indemnity · 2 years
Wheat 10 years filed
- 0.81Low end of the filed band
- 1.81Middle of the filed band
- 3.66High end of the filed band
- 2015Worst year filed (4.12)
- 10Years filed
- $530,392Premium filed
- $1,656,784Indemnity paid
- $3,966,274Liability insured
- 14,131Quantity planted
- 14,131Quantity lost
- 494Policies
- 494Policies with a loss
- 3.12Loss ratio, whole span
Causes that carried the indemnity in Ottawa County
- Excess Moisture/Precipitation/Rain $1,043,912 indemnity · 10 years
- Cold Wet Weather $376,659 indemnity · 7 years
- Decline in Price $75,842 indemnity · 6 years
- Cold Winter $66,229 indemnity · 2 years
- Hail $39,491 indemnity · 1 years
- Drought $16,646 indemnity · 5 years
Apples 7 years filed
- 1.58Low end of the filed band
- 1.82Middle of the filed band
- 2.34High end of the filed band
- 2020Worst year filed (2.34)
- 7Years filed
- $596,130Premium filed
- $1,088,935Indemnity paid
- $1,289,057Liability insured
- 461Quantity planted
- 451Quantity lost
- 25Policies
- 25Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Ottawa County
- Cold Wet Weather $414,972 indemnity · 3 years
- Frost $351,370 indemnity · 4 years
- Hail $158,820 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $38,495 indemnity · 2 years
- Freeze $35,234 indemnity · 2 years
- Plant Disease $29,102 indemnity · 1 years
Every county-crop the agency files in Ohio → Buy the Ottawa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.