Crop-loss band · Ohio
Paulding County, Ohio — crop-loss band
- 0.78Low end of the filed band
- 1.04Middle of the filed band
- 3.20High end of the filed band
- 2019Worst year filed (5.85)
- 10Years filed
Every year the Risk Management Agency has filed for Paulding County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.78 at the low end to 3.20 at the high end, with 1.04 in the middle. The worst year filed is 2019, at 5.85. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,187,753 | $10,187,385 | $34,814,806 | 1,284 | 1,282 | 3.20 |
| 2016 | $1,319,073 | $1,366,142 | $14,465,763 | 393 | 392 | 1.04 |
| 2017 | $3,594,840 | $4,182,261 | $38,330,020 | 917 | 917 | 1.16 |
| 2018 | $565,225 | $440,423 | $6,781,156 | 232 | 232 | 0.78 |
| 2019 | $2,872,329 | $16,794,444 | $21,260,069 | 1,143 | 1,143 | 5.85 |
| 2020 | $1,869,497 | $1,632,871 | $22,865,603 | 556 | 556 | 0.87 |
| 2021 | $443,204 | $413,852 | $4,389,980 | 99 | 99 | 0.93 |
| 2022 | $1,759,178 | $1,718,816 | $18,314,261 | 414 | 414 | 0.98 |
| 2023 | $1,056,892 | $1,130,356 | $7,258,487 | 261 | 261 | 1.07 |
| 2024 | $3,201,456 | $4,854,362 | $29,153,804 | 845 | 845 | 1.52 |
Commodities insured in Paulding County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.72Low end of the filed band
- 0.93Middle of the filed band
- 3.25High end of the filed band
- 2019Worst year filed (6.41)
- 10Years filed
- $9,405,252Premium filed
- $21,682,414Indemnity paid
- $89,548,142Liability insured
- 176,247Quantity planted
- 154,892Quantity lost
- 2,252Policies
- 2,252Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Paulding County
- Excess Moisture/Precipitation/Rain $14,678,648 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $3,163,078 indemnity · 6 years
- Cold Wet Weather $1,411,690 indemnity · 8 years
- Decline in Price $1,089,529 indemnity · 8 years
- Drought $1,018,618 indemnity · 7 years
- Heat $262,428 indemnity · 2 years
Soybeans 10 years filed
- 0.73Low end of the filed band
- 1.07Middle of the filed band
- 2.96High end of the filed band
- 2019Worst year filed (5.65)
- 10Years filed
- $9,536,176Premium filed
- $17,700,768Indemnity paid
- $100,156,955Liability insured
- 260,544Quantity planted
- 224,010Quantity lost
- 3,199Policies
- 3,197Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Paulding County
- Excess Moisture/Precipitation/Rain $11,467,103 indemnity · 10 years
- Drought $2,330,754 indemnity · 8 years
- Decline in Price $1,631,659 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,435,635 indemnity · 3 years
- Cold Wet Weather $514,217 indemnity · 9 years
- Heat $268,559 indemnity · 2 years
Wheat 10 years filed
- 0.30Low end of the filed band
- 1.03Middle of the filed band
- 4.03High end of the filed band
- 2019Worst year filed (4.10)
- 10Years filed
- $928,018Premium filed
- $3,337,730Indemnity paid
- $7,928,851Liability insured
- 28,791Quantity planted
- 28,911Quantity lost
- 693Policies
- 692Policies with a loss
- 3.60Loss ratio, whole span
Causes that carried the indemnity in Paulding County
- Excess Moisture/Precipitation/Rain $1,747,131 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $697,953 indemnity · 2 years
- Cold Wet Weather $422,169 indemnity · 7 years
- Mycotoxin $213,658 indemnity · 2 years
- Decline in Price $131,262 indemnity · 8 years
- Cold Winter $82,309 indemnity · 3 years
Every county-crop the agency files in Ohio → Buy the Paulding County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.