Crop-loss band · Ohio
Preble County, Ohio — crop-loss band
- 0.41Low end of the filed band
- 1.10Middle of the filed band
- 1.44High end of the filed band
- 2018Worst year filed (1.70)
- 10Years filed
Every year the Risk Management Agency has filed for Preble County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.41 at the low end to 1.44 at the high end, with 1.10 in the middle. The worst year filed is 2018, at 1.70. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,651,782 | $1,995,885 | $15,322,561 | 187 | 187 | 1.21 |
| 2016 | $1,082,635 | $610,382 | $10,193,335 | 128 | 128 | 0.56 |
| 2017 | $1,979,419 | $816,820 | $19,335,801 | 257 | 256 | 0.41 |
| 2018 | $351,569 | $598,890 | $4,039,722 | 108 | 108 | 1.70 |
| 2019 | $1,047,486 | $1,503,263 | $12,026,434 | 320 | 320 | 1.44 |
| 2020 | $541,038 | $344,383 | $6,470,338 | 143 | 143 | 0.64 |
| 2021 | $398,691 | $446,741 | $4,500,767 | 93 | 93 | 1.12 |
| 2022 | $1,765,271 | $1,946,461 | $19,090,378 | 255 | 255 | 1.10 |
| 2023 | $949,675 | $876,073 | $8,010,282 | 114 | 114 | 0.92 |
| 2024 | $1,239,065 | $1,623,459 | $12,628,112 | 250 | 250 | 1.31 |
Commodities insured in Preble County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.34Low end of the filed band
- 0.90Middle of the filed band
- 1.76High end of the filed band
- 2018Worst year filed (1.81)
- 10Years filed
- $7,170,028Premium filed
- $5,872,349Indemnity paid
- $66,000,133Liability insured
- 100,366Quantity planted
- 82,044Quantity lost
- 936Policies
- 936Policies with a loss
- 0.82Loss ratio, whole span
Causes that carried the indemnity in Preble County
- Excess Moisture/Precipitation/Rain $2,619,650 indemnity · 10 years
- Drought $1,467,256 indemnity · 9 years
- Decline in Price $632,776 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $585,494 indemnity · 5 years
- Hail $248,253 indemnity · 3 years
- Wind/Excess Wind $129,861 indemnity · 4 years
Soybeans 10 years filed
- 0.62Low end of the filed band
- 1.18Middle of the filed band
- 1.68High end of the filed band
- 2024Worst year filed (1.73)
- 10Years filed
- $3,836,603Premium filed
- $4,890,008Indemnity paid
- $45,617,597Liability insured
- 90,438Quantity planted
- 79,857Quantity lost
- 919Policies
- 918Policies with a loss
- 1.27Loss ratio, whole span
Causes that carried the indemnity in Preble County
- Drought $2,410,007 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,481,545 indemnity · 10 years
- Decline in Price $617,296 indemnity · 7 years
- Cold Wet Weather $138,942 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $138,426 indemnity · 2 years
- Hail $51,279 indemnity · 2 years
Every county-crop the agency files in Ohio → Buy the Preble County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.