Crop-loss band · Ohio
Putnam County, Ohio — crop-loss band
- 0.49Low end of the filed band
- 0.87Middle of the filed band
- 2.91High end of the filed band
- 2019Worst year filed (4.63)
- 10Years filed
Every year the Risk Management Agency has filed for Putnam County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.49 at the low end to 2.91 at the high end, with 0.87 in the middle. The worst year filed is 2019, at 4.63. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,401,578 | $9,887,248 | $38,081,550 | 1,476 | 1,474 | 2.91 |
| 2016 | $1,402,838 | $1,418,767 | $13,283,158 | 400 | 400 | 1.01 |
| 2017 | $2,683,975 | $2,314,357 | $28,272,856 | 865 | 862 | 0.86 |
| 2018 | $306,328 | $296,186 | $3,464,991 | 142 | 140 | 0.97 |
| 2019 | $2,308,061 | $10,688,311 | $20,685,736 | 1,302 | 1,294 | 4.63 |
| 2020 | $1,573,548 | $1,358,042 | $21,011,446 | 646 | 636 | 0.86 |
| 2021 | $966,740 | $474,350 | $11,381,617 | 264 | 264 | 0.49 |
| 2022 | $2,697,326 | $2,351,281 | $31,552,447 | 671 | 671 | 0.87 |
| 2023 | $1,438,000 | $1,139,165 | $15,087,618 | 320 | 320 | 0.79 |
| 2024 | $2,824,264 | $4,107,121 | $32,787,812 | 959 | 959 | 1.45 |
Commodities insured in Putnam County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.31Low end of the filed band
- 1.03Middle of the filed band
- 3.03High end of the filed band
- 2019Worst year filed (6.17)
- 10Years filed
- $9,241,428Premium filed
- $17,465,118Indemnity paid
- $93,326,512Liability insured
- 145,303Quantity planted
- 137,790Quantity lost
- 2,460Policies
- 2,445Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Putnam County
- Excess Moisture/Precipitation/Rain $11,696,467 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $3,127,084 indemnity · 8 years
- Drought $1,262,627 indemnity · 7 years
- Decline in Price $811,120 indemnity · 8 years
- Cold Wet Weather $235,737 indemnity · 8 years
- Mycotoxin $158,515 indemnity · 3 years
Soybeans 10 years filed
- 0.49Low end of the filed band
- 0.92Middle of the filed band
- 2.64High end of the filed band
- 2019Worst year filed (2.93)
- 10Years filed
- $8,954,330Premium filed
- $12,332,706Indemnity paid
- $110,514,515Liability insured
- 252,365Quantity planted
- 206,256Quantity lost
- 3,415Policies
- 3,405Policies with a loss
- 1.38Loss ratio, whole span
Causes that carried the indemnity in Putnam County
- Excess Moisture/Precipitation/Rain $8,250,659 indemnity · 10 years
- Drought $1,697,526 indemnity · 10 years
- Decline in Price $915,655 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $657,778 indemnity · 4 years
- Cold Wet Weather $460,719 indemnity · 9 years
- Flood $238,432 indemnity · 5 years
Wheat 10 years filed
- 0.59Low end of the filed band
- 2.51Middle of the filed band
- 3.52High end of the filed band
- 2019Worst year filed (3.94)
- 10Years filed
- $1,406,899Premium filed
- $4,237,004Indemnity paid
- $11,768,204Liability insured
- 37,569Quantity planted
- 37,614Quantity lost
- 1,170Policies
- 1,170Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Putnam County
- Excess Moisture/Precipitation/Rain $2,355,208 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $740,922 indemnity · 3 years
- Mycotoxin $343,677 indemnity · 2 years
- Cold Wet Weather $292,853 indemnity · 7 years
- Decline in Price $222,974 indemnity · 9 years
- Cold Winter $196,556 indemnity · 3 years
Every county-crop the agency files in Ohio → Buy the Putnam County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.