Crop-loss band · Ohio
Ross County, Ohio — crop-loss band
- 0.73Low end of the filed band
- 1.23Middle of the filed band
- 3.41High end of the filed band
- 2019Worst year filed (3.43)
- 10Years filed
Every year the Risk Management Agency has filed for Ross County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.73 at the low end to 3.41 at the high end, with 1.23 in the middle. The worst year filed is 2019, at 3.43. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $131,938 | $394,523 | $1,391,359 | 32 | 32 | 2.99 |
| 2016 | $308,887 | $306,416 | $3,203,585 | 72 | 72 | 0.99 |
| 2017 | $359,659 | $312,524 | $4,022,972 | 83 | 83 | 0.87 |
| 2018 | $336,709 | $837,168 | $3,840,339 | 111 | 111 | 2.49 |
| 2019 | $276,941 | $950,559 | $2,870,369 | 120 | 120 | 3.43 |
| 2020 | $690,826 | $814,623 | $9,827,151 | 147 | 147 | 1.18 |
| 2021 | $320,919 | $235,183 | $3,955,913 | 39 | 39 | 0.73 |
| 2022 | $875,782 | $1,475,382 | $10,839,318 | 158 | 158 | 1.68 |
| 2023 | $553,103 | $680,235 | $7,814,575 | 71 | 71 | 1.23 |
| 2024 | $3,171,992 | $10,819,648 | $46,723,311 | 661 | 661 | 3.41 |
Commodities insured in Ross County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.32Low end of the filed band
- 1.44Middle of the filed band
- 3.14High end of the filed band
- 2024Worst year filed (4.15)
- 10Years filed
- $3,425,520Premium filed
- $9,490,677Indemnity paid
- $47,483,725Liability insured
- 94,647Quantity planted
- 81,186Quantity lost
- 792Policies
- 792Policies with a loss
- 2.77Loss ratio, whole span
Causes that carried the indemnity in Ross County
- Drought $5,825,584 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,043,978 indemnity · 10 years
- Decline in Price $1,018,903 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $246,214 indemnity · 2 years
- Hurricane $136,084 indemnity · 1 years
- All Other Causes $71,091 indemnity · 2 years
Corn 10 years filed
- 0.82Low end of the filed band
- 1.14Middle of the filed band
- 3.33High end of the filed band
- 2019Worst year filed (3.67)
- 10Years filed
- $3,601,236Premium filed
- $7,335,584Indemnity paid
- $47,005,167Liability insured
- 73,298Quantity planted
- 61,180Quantity lost
- 702Policies
- 702Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Ross County
- Drought $3,911,675 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $2,332,531 indemnity · 10 years
- Decline in Price $660,613 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $104,206 indemnity · 4 years
- Wind/Excess Wind $101,790 indemnity · 2 years
- Cold Wet Weather $53,330 indemnity · 3 years
Every county-crop the agency files in Ohio → Buy the Ross County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.