Crop-loss band · Ohio
Union County, Ohio — crop-loss band
- 0.48Low end of the filed band
- 0.89Middle of the filed band
- 2.22High end of the filed band
- 2019Worst year filed (4.15)
- 10Years filed
Every year the Risk Management Agency has filed for Union County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.48 at the low end to 2.22 at the high end, with 0.89 in the middle. The worst year filed is 2019, at 4.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,265,617 | $2,791,627 | $16,522,713 | 249 | 249 | 2.21 |
| 2016 | $371,614 | $179,938 | $5,320,938 | 63 | 63 | 0.48 |
| 2017 | $1,775,204 | $999,473 | $24,184,960 | 270 | 270 | 0.56 |
| 2018 | $444,785 | $560,350 | $6,925,435 | 137 | 137 | 1.26 |
| 2019 | $3,085,570 | $12,804,981 | $40,551,362 | 906 | 905 | 4.15 |
| 2020 | $1,064,772 | $924,465 | $17,190,708 | 216 | 216 | 0.87 |
| 2021 | $1,073,196 | $607,456 | $15,526,979 | 128 | 128 | 0.57 |
| 2022 | $1,792,582 | $1,867,810 | $22,410,411 | 230 | 230 | 1.04 |
| 2023 | $725,913 | $648,445 | $7,159,782 | 75 | 75 | 0.89 |
| 2024 | $4,155,438 | $9,231,712 | $58,133,695 | 691 | 689 | 2.22 |
Commodities insured in Union County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.40Low end of the filed band
- 0.78Middle of the filed band
- 2.57High end of the filed band
- 2019Worst year filed (4.24)
- 10Years filed
- $8,541,106Premium filed
- $16,197,386Indemnity paid
- $126,597,460Liability insured
- 276,580Quantity planted
- 216,503Quantity lost
- 1,714Policies
- 1,711Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Union County
- Excess Moisture/Precipitation/Rain $8,548,836 indemnity · 10 years
- Drought $4,760,114 indemnity · 10 years
- Decline in Price $1,382,419 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,097,301 indemnity · 3 years
- Cold Wet Weather $192,093 indemnity · 8 years
- Frost $71,931 indemnity · 4 years
Corn 10 years filed
- 0.53Low end of the filed band
- 0.89Middle of the filed band
- 3.00High end of the filed band
- 2019Worst year filed (4.13)
- 10Years filed
- $6,945,070Premium filed
- $13,829,422Indemnity paid
- $84,991,642Liability insured
- 142,167Quantity planted
- 114,911Quantity lost
- 1,111Policies
- 1,111Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Union County
- Excess Moisture/Precipitation/Rain $8,322,026 indemnity · 10 years
- Drought $3,037,603 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $1,016,377 indemnity · 5 years
- Decline in Price $880,833 indemnity · 7 years
- Cold Wet Weather $282,107 indemnity · 6 years
- Wind/Excess Wind $156,926 indemnity · 5 years
Wheat 10 years filed
- 1.15Low end of the filed band
- 2.67Middle of the filed band
- 3.69High end of the filed band
- 2021Worst year filed (5.10)
- 10Years filed
- $268,515Premium filed
- $589,449Indemnity paid
- $2,337,881Liability insured
- 6,742Quantity planted
- 6,745Quantity lost
- 140Policies
- 140Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Union County
- Excess Moisture/Precipitation/Rain $307,791 indemnity · 9 years
- Drought $148,580 indemnity · 2 years
- Cold Wet Weather $65,305 indemnity · 4 years
- Decline in Price $49,351 indemnity · 6 years
- All Other Causes $8,256 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $4,184 indemnity · 2 years
Every county-crop the agency files in Ohio → Buy the Union County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.