Crop-loss band · Ohio
Wayne County, Ohio — crop-loss band
- 0.94Low end of the filed band
- 1.94Middle of the filed band
- 2.43High end of the filed band
- 2019Worst year filed (4.07)
- 10Years filed
Every year the Risk Management Agency has filed for Wayne County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.94 at the low end to 2.43 at the high end, with 1.94 in the middle. The worst year filed is 2019, at 4.07. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,598,302 | $2,907,600 | $18,671,282 | 384 | 381 | 1.82 |
| 2016 | $983,884 | $1,681,077 | $10,754,987 | 278 | 278 | 1.71 |
| 2017 | $880,177 | $1,771,341 | $8,320,945 | 290 | 287 | 2.01 |
| 2018 | $320,664 | $728,096 | $2,965,653 | 158 | 158 | 2.27 |
| 2019 | $1,101,352 | $4,480,194 | $10,174,778 | 478 | 478 | 4.07 |
| 2020 | $473,450 | $848,110 | $5,896,821 | 166 | 166 | 1.79 |
| 2021 | $484,968 | $456,746 | $5,810,123 | 111 | 111 | 0.94 |
| 2022 | $365,275 | $752,909 | $3,506,192 | 118 | 118 | 2.06 |
| 2023 | $339,447 | $823,618 | $3,778,968 | 109 | 109 | 2.43 |
| 2024 | $503,809 | $979,816 | $6,080,248 | 221 | 221 | 1.94 |
Commodities insured in Wayne County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.66Low end of the filed band
- 2.58Middle of the filed band
- 2.92High end of the filed band
- 2019Worst year filed (4.16)
- 10Years filed
- $3,866,564Premium filed
- $9,188,328Indemnity paid
- $42,012,316Liability insured
- 85,676Quantity planted
- 81,124Quantity lost
- 1,066Policies
- 1,063Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $5,732,247 indemnity · 10 years
- Drought $2,145,067 indemnity · 7 years
- Decline in Price $759,622 indemnity · 8 years
- Heat $160,138 indemnity · 1 years
- Mycotoxin $139,483 indemnity · 3 years
- Hail $56,009 indemnity · 1 years
Soybeans 10 years filed
- 0.95Low end of the filed band
- 1.71Middle of the filed band
- 2.98High end of the filed band
- 2019Worst year filed (4.20)
- 10Years filed
- $2,536,862Premium filed
- $4,898,553Indemnity paid
- $28,799,258Liability insured
- 69,365Quantity planted
- 63,416Quantity lost
- 902Policies
- 899Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $2,998,882 indemnity · 10 years
- Drought $1,166,290 indemnity · 8 years
- Decline in Price $557,830 indemnity · 8 years
- Cold Wet Weather $45,349 indemnity · 6 years
- Flood $41,388 indemnity · 4 years
- Hail $33,923 indemnity · 1 years
Pasture,Rangeland,Forage 9 years filed
- 1.24Low end of the filed band
- 1.85Middle of the filed band
- 4.92High end of the filed band
- 2017Worst year filed (4.92)
- 9Years filed
- $386,100Premium filed
- $776,228Indemnity paid
- $3,428,460Liability insured
- 7,928Quantity planted
- 0Quantity lost
- 173Policies
- 173Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- ARPI/SCO/STAX/MP Crops Only $776,228 indemnity · 9 years
Wheat 10 years filed
- 0.82Low end of the filed band
- 1.54Middle of the filed band
- 1.96High end of the filed band
- 2019Worst year filed (3.31)
- 10Years filed
- $261,802Premium filed
- $566,398Indemnity paid
- $1,719,963Liability insured
- 5,968Quantity planted
- 5,968Quantity lost
- 172Policies
- 172Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Excess Moisture/Precipitation/Rain $313,603 indemnity · 9 years
- Cold Wet Weather $179,379 indemnity · 6 years
- Decline in Price $48,726 indemnity · 6 years
- Drought $10,437 indemnity · 2 years
- Plant Disease $6,111 indemnity · 1 years
- Cold Winter $4,393 indemnity · 4 years
Every county-crop the agency files in Ohio → Buy the Wayne County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.