Crop-loss band · Ohio
Williams County, Ohio — crop-loss band
- 0.74Low end of the filed band
- 1.04Middle of the filed band
- 3.98High end of the filed band
- 2019Worst year filed (7.17)
- 10Years filed
Every year the Risk Management Agency has filed for Williams County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.74 at the low end to 3.98 at the high end, with 1.04 in the middle. The worst year filed is 2019, at 7.17. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $999,767 | $3,975,182 | $11,146,361 | 373 | 373 | 3.98 |
| 2016 | $460,004 | $339,310 | $5,959,369 | 130 | 130 | 0.74 |
| 2017 | $1,700,229 | $1,736,668 | $21,632,027 | 391 | 389 | 1.02 |
| 2018 | $607,252 | $966,219 | $8,035,807 | 187 | 187 | 1.59 |
| 2019 | $3,034,112 | $21,754,220 | $24,483,493 | 723 | 723 | 7.17 |
| 2020 | $2,218,269 | $3,183,695 | $28,838,304 | 544 | 544 | 1.44 |
| 2021 | $357,924 | $341,657 | $3,782,742 | 67 | 67 | 0.95 |
| 2022 | $1,964,883 | $1,487,259 | $20,991,204 | 258 | 258 | 0.76 |
| 2023 | $1,482,974 | $1,544,657 | $13,347,252 | 160 | 160 | 1.04 |
| 2024 | $2,405,313 | $3,984,388 | $26,731,810 | 404 | 404 | 1.66 |
Commodities insured in Williams County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.38Low end of the filed band
- 1.11Middle of the filed band
- 3.76High end of the filed band
- 2019Worst year filed (7.22)
- 10Years filed
- $6,913,779Premium filed
- $18,992,394Indemnity paid
- $67,519,820Liability insured
- 137,745Quantity planted
- 118,842Quantity lost
- 1,159Policies
- 1,158Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Williams County
- Excess Moisture/Precipitation/Rain $14,918,918 indemnity · 10 years
- Drought $2,001,061 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $897,120 indemnity · 5 years
- Decline in Price $525,703 indemnity · 8 years
- Cold Wet Weather $296,143 indemnity · 7 years
- Mycotoxin $216,297 indemnity · 1 years
Soybeans 10 years filed
- 0.53Low end of the filed band
- 1.12Middle of the filed band
- 4.71High end of the filed band
- 2019Worst year filed (7.83)
- 10Years filed
- $7,442,478Premium filed
- $18,094,731Indemnity paid
- $89,674,707Liability insured
- 226,354Quantity planted
- 182,713Quantity lost
- 1,663Policies
- 1,662Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Williams County
- Excess Moisture/Precipitation/Rain $13,696,456 indemnity · 10 years
- Drought $2,733,433 indemnity · 8 years
- Decline in Price $982,142 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $298,487 indemnity · 1 years
- Cold Wet Weather $204,744 indemnity · 9 years
- Heat $122,382 indemnity · 1 years
Wheat 10 years filed
- 0.93Low end of the filed band
- 1.92Middle of the filed band
- 3.18High end of the filed band
- 2022Worst year filed (3.41)
- 10Years filed
- $874,470Premium filed
- $2,226,130Indemnity paid
- $7,753,841Liability insured
- 22,530Quantity planted
- 22,547Quantity lost
- 415Policies
- 415Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Williams County
- Excess Moisture/Precipitation/Rain $1,448,417 indemnity · 10 years
- Mycotoxin $282,174 indemnity · 4 years
- Cold Wet Weather $204,072 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $117,269 indemnity · 4 years
- Decline in Price $105,279 indemnity · 8 years
- Drought $18,902 indemnity · 3 years
Every county-crop the agency files in Ohio → Buy the Williams County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.