Crop-loss band · Oklahoma
Beckham County, Oklahoma — crop-loss band
- 1.43Low end of the filed band
- 1.68Middle of the filed band
- 2.51High end of the filed band
- 2017Worst year filed (2.70)
- 10Years filed
Every year the Risk Management Agency has filed for Beckham County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.43 at the low end to 2.51 at the high end, with 1.68 in the middle. The worst year filed is 2017, at 2.70. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $563,319 | $802,887 | $1,956,802 | 160 | 160 | 1.43 |
| 2016 | $146,610 | $243,952 | $505,834 | 72 | 72 | 1.66 |
| 2017 | $250,893 | $677,009 | $1,106,279 | 118 | 118 | 2.70 |
| 2018 | $1,170,139 | $2,450,544 | $4,202,369 | 234 | 232 | 2.09 |
| 2019 | $833,807 | $1,254,350 | $3,561,650 | 195 | 194 | 1.50 |
| 2020 | $1,435,280 | $2,489,712 | $6,612,530 | 472 | 472 | 1.73 |
| 2021 | $1,098,991 | $2,038,034 | $4,458,478 | 359 | 359 | 1.85 |
| 2022 | $3,978,257 | $9,997,087 | $16,346,506 | 523 | 523 | 2.51 |
| 2023 | $3,330,998 | $5,515,620 | $12,088,801 | 574 | 574 | 1.66 |
| 2024 | $1,751,252 | $2,937,036 | $6,813,237 | 485 | 485 | 1.68 |
Commodities insured in Beckham County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.20Low end of the filed band
- 2.07Middle of the filed band
- 4.11High end of the filed band
- 2021Worst year filed (4.44)
- 10Years filed
- $6,299,375Premium filed
- $13,974,270Indemnity paid
- $25,420,011Liability insured
- 51,213Quantity planted
- 73,355Quantity lost
- 442Policies
- 442Policies with a loss
- 2.22Loss ratio, whole span
Causes that carried the indemnity in Beckham County
- Drought $7,052,237 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $2,557,349 indemnity · 7 years
- Hot Wind $1,462,685 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,191,689 indemnity · 5 years
- Hail $499,871 indemnity · 6 years
- Freeze $434,078 indemnity · 4 years
Wheat 10 years filed
- 1.22Low end of the filed band
- 1.83Middle of the filed band
- 2.96High end of the filed band
- 2022Worst year filed (4.01)
- 10Years filed
- $2,732,484Premium filed
- $6,667,353Indemnity paid
- $9,484,926Liability insured
- 89,987Quantity planted
- 90,141Quantity lost
- 776Policies
- 773Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Beckham County
- Drought $5,513,836 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $520,260 indemnity · 5 years
- Freeze $200,072 indemnity · 7 years
- Hail $98,628 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $94,522 indemnity · 2 years
- Hot Wind $86,264 indemnity · 4 years
Annual Forage 8 years filed
- 0.70Low end of the filed band
- 1.15Middle of the filed band
- 2.94High end of the filed band
- 2017Worst year filed (2.94)
- 8Years filed
- $3,127,775Premium filed
- $4,322,846Indemnity paid
- $12,376,930Liability insured
- 40,881Quantity planted
- 0Quantity lost
- 314Policies
- 314Policies with a loss
- 1.38Loss ratio, whole span
Causes that carried the indemnity in Beckham County
- ARPI/SCO/STAX/MP Crops Only $4,322,846 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.77Low end of the filed band
- 1.49Middle of the filed band
- 1.63High end of the filed band
- 2017Worst year filed (2.22)
- 10Years filed
- $2,399,912Premium filed
- $3,441,762Indemnity paid
- $10,370,619Liability insured
- 197,369Quantity planted
- 0Quantity lost
- 1,660Policies
- 1,660Policies with a loss
- 1.43Loss ratio, whole span
Causes that carried the indemnity in Beckham County
- ARPI/SCO/STAX Crops Only $3,441,762 indemnity · 10 years
Every county-crop the agency files in Oklahoma → Buy the Beckham County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.