Crop-loss band · Oklahoma
Caddo County, Oklahoma — crop-loss band
- 1.36Low end of the filed band
- 1.64Middle of the filed band
- 2.06High end of the filed band
- 2022Worst year filed (2.83)
- 10Years filed
Every year the Risk Management Agency has filed for Caddo County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.36 at the low end to 2.06 at the high end, with 1.64 in the middle. The worst year filed is 2022, at 2.83. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,008,390 | $5,547,870 | $12,479,114 | 1,005 | 996 | 1.84 |
| 2016 | $1,413,593 | $2,098,123 | $5,293,506 | 616 | 615 | 1.48 |
| 2017 | $1,290,726 | $1,749,685 | $5,670,799 | 594 | 586 | 1.36 |
| 2018 | $2,179,064 | $3,859,715 | $10,072,198 | 844 | 839 | 1.77 |
| 2019 | $1,641,283 | $2,600,376 | $7,412,363 | 599 | 596 | 1.58 |
| 2020 | $908,589 | $1,473,258 | $4,453,913 | 499 | 498 | 1.62 |
| 2021 | $813,240 | $1,337,728 | $3,795,654 | 473 | 473 | 1.64 |
| 2022 | $3,658,536 | $10,363,692 | $17,387,493 | 816 | 816 | 2.83 |
| 2023 | $2,520,693 | $5,121,009 | $11,413,520 | 628 | 628 | 2.03 |
| 2024 | $1,477,892 | $3,038,128 | $6,663,630 | 452 | 452 | 2.06 |
Commodities insured in Caddo County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.31Low end of the filed band
- 1.72Middle of the filed band
- 2.03High end of the filed band
- 2022Worst year filed (2.86)
- 10Years filed
- $8,244,898Premium filed
- $15,889,723Indemnity paid
- $33,678,059Liability insured
- 259,931Quantity planted
- 260,350Quantity lost
- 2,011Policies
- 1,984Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Caddo County
- Drought $8,058,396 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,303,658 indemnity · 9 years
- Hail $1,128,452 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $1,095,936 indemnity · 4 years
- Freeze $846,435 indemnity · 9 years
- Decline in Price $668,583 indemnity · 9 years
Cotton 10 years filed
- 0.64Low end of the filed band
- 2.57Middle of the filed band
- 3.56High end of the filed band
- 2016Worst year filed (17.12)
- 10Years filed
- $3,327,150Premium filed
- $9,355,535Indemnity paid
- $16,480,495Liability insured
- 36,528Quantity planted
- 40,997Quantity lost
- 278Policies
- 278Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Caddo County
- Drought $6,097,327 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $897,070 indemnity · 6 years
- Heat $709,318 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $441,076 indemnity · 5 years
- Hail $329,063 indemnity · 2 years
- Wind/Excess Wind $232,183 indemnity · 5 years
Annual Forage 10 years filed
- 0.75Low end of the filed band
- 1.29Middle of the filed band
- 2.06High end of the filed band
- 2018Worst year filed (2.13)
- 10Years filed
- $2,810,483Premium filed
- $4,328,305Indemnity paid
- $12,936,470Liability insured
- 74,515Quantity planted
- 0Quantity lost
- 779Policies
- 779Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Caddo County
- ARPI/SCO/STAX Crops Only $4,328,305 indemnity · 10 years
Pasture,Rangeland,Forage 10 years filed
- 0.75Low end of the filed band
- 1.31Middle of the filed band
- 1.52High end of the filed band
- 2024Worst year filed (2.02)
- 10Years filed
- $2,828,574Premium filed
- $3,804,508Indemnity paid
- $13,591,860Liability insured
- 273,703Quantity planted
- 0Quantity lost
- 3,199Policies
- 3,199Policies with a loss
- 1.35Loss ratio, whole span
Causes that carried the indemnity in Caddo County
- ARPI/SCO/STAX Crops Only $3,804,508 indemnity · 10 years
Peanuts 10 years filed
- 1.81Low end of the filed band
- 3.35Middle of the filed band
- 4.42High end of the filed band
- 2021Worst year filed (5.09)
- 10Years filed
- $633,131Premium filed
- $2,026,354Indemnity paid
- $5,013,530Liability insured
- 7,508Quantity planted
- 7,437Quantity lost
- 88Policies
- 88Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Caddo County
- Excess Moisture/Precipitation/Rain $586,537 indemnity · 5 years
- Freeze $582,949 indemnity · 5 years
- Heat $197,262 indemnity · 4 years
- Cold Wet Weather $187,481 indemnity · 3 years
- Hot Wind $159,774 indemnity · 3 years
- All Other Causes $132,736 indemnity · 1 years
Soybeans 10 years filed
- 0.69Low end of the filed band
- 1.61Middle of the filed band
- 2.87High end of the filed band
- 2022Worst year filed (3.00)
- 10Years filed
- $737,637Premium filed
- $1,303,601Indemnity paid
- $1,900,550Liability insured
- 11,168Quantity planted
- 11,301Quantity lost
- 115Policies
- 115Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Caddo County
- Drought $737,600 indemnity · 9 years
- Heat $245,777 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $191,029 indemnity · 5 years
- Decline in Price $101,062 indemnity · 8 years
- Hot Wind $20,495 indemnity · 1 years
- Wind/Excess Wind $4,734 indemnity · 1 years
Corn 9 years filed
- 0.85Low end of the filed band
- 1.46Middle of the filed band
- 1.75High end of the filed band
- 2022Worst year filed (1.75)
- 9Years filed
- $330,133Premium filed
- $481,558Indemnity paid
- $1,041,226Liability insured
- 3,569Quantity planted
- 3,572Quantity lost
- 56Policies
- 56Policies with a loss
- 1.46Loss ratio, whole span
Causes that carried the indemnity in Caddo County
- Wildlife $137,807 indemnity · 2 years
- Heat $116,926 indemnity · 3 years
- Drought $61,216 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $47,382 indemnity · 4 years
- Mycotoxin $43,546 indemnity · 1 years
- Hot Wind $30,663 indemnity · 4 years
Every county-crop the agency files in Oklahoma → Buy the Caddo County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.