Crop-loss band · Oklahoma
Cotton County, Oklahoma — crop-loss band
- 1.25Low end of the filed band
- 1.52Middle of the filed band
- 2.01High end of the filed band
- 2018Worst year filed (2.11)
- 10Years filed
Every year the Risk Management Agency has filed for Cotton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.25 at the low end to 2.01 at the high end, with 1.52 in the middle. The worst year filed is 2018, at 2.11. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,562,279 | $1,956,495 | $4,652,914 | 307 | 306 | 1.25 |
| 2016 | $2,655,149 | $3,458,859 | $7,726,954 | 520 | 518 | 1.30 |
| 2017 | $1,562,283 | $1,972,094 | $4,690,444 | 314 | 306 | 1.26 |
| 2018 | $1,709,922 | $3,605,393 | $4,846,433 | 307 | 306 | 2.11 |
| 2019 | $2,437,963 | $4,673,346 | $7,414,768 | 389 | 389 | 1.92 |
| 2020 | $1,764,018 | $2,646,224 | $5,926,231 | 399 | 398 | 1.50 |
| 2021 | $459,284 | $695,957 | $1,500,121 | 185 | 182 | 1.52 |
| 2022 | $5,074,052 | $10,187,261 | $15,451,418 | 545 | 545 | 2.01 |
| 2023 | $2,297,927 | $4,274,940 | $6,061,027 | 300 | 300 | 1.86 |
| 2024 | $2,162,109 | $4,127,339 | $6,200,802 | 273 | 273 | 1.91 |
Commodities insured in Cotton County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.20Low end of the filed band
- 1.62Middle of the filed band
- 1.93High end of the filed band
- 2022Worst year filed (1.97)
- 10Years filed
- $12,747,512Premium filed
- $20,366,804Indemnity paid
- $38,870,517Liability insured
- 340,131Quantity planted
- 340,105Quantity lost
- 1,946Policies
- 1,931Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Cotton County
- Drought $7,518,577 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $5,704,519 indemnity · 7 years
- Hail $2,967,083 indemnity · 7 years
- Decline in Price $1,623,056 indemnity · 10 years
- Freeze $1,187,967 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $672,323 indemnity · 6 years
Cotton 10 years filed
- 0.91Low end of the filed band
- 2.03Middle of the filed band
- 2.20High end of the filed band
- 2016Worst year filed (2.87)
- 10Years filed
- $6,631,783Premium filed
- $13,838,782Indemnity paid
- $16,357,225Liability insured
- 62,123Quantity planted
- 83,457Quantity lost
- 626Policies
- 625Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Cotton County
- Drought $10,529,961 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,813,760 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $692,115 indemnity · 8 years
- Decline in Price $186,302 indemnity · 8 years
- Hot Wind $151,691 indemnity · 5 years
- Heat $136,479 indemnity · 2 years
Annual Forage 10 years filed
- 0.58Low end of the filed band
- 1.14Middle of the filed band
- 2.08High end of the filed band
- 2019Worst year filed (2.29)
- 10Years filed
- $1,136,993Premium filed
- $1,612,272Indemnity paid
- $5,166,107Liability insured
- 36,762Quantity planted
- 0Quantity lost
- 182Policies
- 182Policies with a loss
- 1.42Loss ratio, whole span
Causes that carried the indemnity in Cotton County
- ARPI/SCO/STAX Crops Only $1,612,272 indemnity · 10 years
Pasture,Rangeland,Forage 10 years filed
- 0.94Low end of the filed band
- 1.28Middle of the filed band
- 2.06High end of the filed band
- 2017Worst year filed (2.07)
- 10Years filed
- $552,265Premium filed
- $710,176Indemnity paid
- $2,754,576Liability insured
- 64,701Quantity planted
- 0Quantity lost
- 657Policies
- 657Policies with a loss
- 1.29Loss ratio, whole span
Causes that carried the indemnity in Cotton County
- ARPI/SCO/STAX Crops Only $710,176 indemnity · 10 years
Corn 6 years filed
- 0.85Low end of the filed band
- 1.19Middle of the filed band
- 2.15High end of the filed band
- 2023Worst year filed (2.15)
- 6Years filed
- $321,889Premium filed
- $593,011Indemnity paid
- $692,472Liability insured
- 3,934Quantity planted
- 3,934Quantity lost
- 53Policies
- 53Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Cotton County
- Drought $422,520 indemnity · 5 years
- Heat $54,553 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $37,643 indemnity · 4 years
- Decline in Price $25,690 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $22,623 indemnity · 1 years
- Mycotoxin $17,870 indemnity · 1 years
Grain Sorghum 10 years filed
- 0.77Low end of the filed band
- 1.39Middle of the filed band
- 2.15High end of the filed band
- 2021Worst year filed (2.23)
- 10Years filed
- $294,543Premium filed
- $476,863Indemnity paid
- $630,214Liability insured
- 9,397Quantity planted
- 9,537Quantity lost
- 75Policies
- 75Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Cotton County
- Drought $353,695 indemnity · 9 years
- Heat $58,744 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $38,607 indemnity · 5 years
- Hot Wind $14,959 indemnity · 1 years
- Freeze $3,717 indemnity · 1 years
- Wildlife $3,276 indemnity · 2 years
Every county-crop the agency files in Oklahoma → Buy the Cotton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.