Crop-loss band · Oklahoma
Custer County, Oklahoma — crop-loss band
- 1.41Low end of the filed band
- 1.96Middle of the filed band
- 2.52High end of the filed band
- 2022Worst year filed (3.41)
- 10Years filed
Every year the Risk Management Agency has filed for Custer County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.41 at the low end to 2.52 at the high end, with 1.96 in the middle. The worst year filed is 2022, at 3.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,430,487 | $2,220,011 | $6,685,355 | 381 | 381 | 1.55 |
| 2016 | $398,425 | $642,477 | $1,511,978 | 141 | 141 | 1.61 |
| 2017 | $664,688 | $939,685 | $2,897,357 | 189 | 188 | 1.41 |
| 2018 | $2,134,617 | $5,379,615 | $10,280,481 | 516 | 511 | 2.52 |
| 2019 | $1,017,127 | $1,931,279 | $4,806,283 | 216 | 216 | 1.90 |
| 2020 | $811,220 | $1,750,924 | $4,338,220 | 287 | 287 | 2.16 |
| 2021 | $465,368 | $956,787 | $2,177,539 | 188 | 188 | 2.06 |
| 2022 | $4,553,576 | $15,539,038 | $22,268,683 | 708 | 708 | 3.41 |
| 2023 | $3,988,563 | $7,835,268 | $17,545,085 | 685 | 685 | 1.96 |
| 2024 | $2,210,529 | $4,363,673 | $10,678,601 | 639 | 639 | 1.97 |
Commodities insured in Custer County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.42Low end of the filed band
- 1.86Middle of the filed band
- 2.57High end of the filed band
- 2022Worst year filed (4.12)
- 10Years filed
- $9,769,404Premium filed
- $25,234,464Indemnity paid
- $46,203,951Liability insured
- 318,110Quantity planted
- 318,191Quantity lost
- 2,031Policies
- 2,025Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Custer County
- Drought $20,660,902 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,036,812 indemnity · 9 years
- Hail $1,103,170 indemnity · 6 years
- Decline in Price $482,143 indemnity · 9 years
- Freeze $370,158 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $187,645 indemnity · 3 years
Cotton 10 years filed
- 0.05Low end of the filed band
- 2.67Middle of the filed band
- 3.64High end of the filed band
- 2016Worst year filed (5.47)
- 10Years filed
- $3,247,450Premium filed
- $8,283,733Indemnity paid
- $17,180,215Liability insured
- 48,015Quantity planted
- 50,562Quantity lost
- 283Policies
- 283Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Custer County
- Drought $5,933,423 indemnity · 8 years
- Hail $536,034 indemnity · 4 years
- Freeze $382,251 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $353,380 indemnity · 5 years
- Wind/Excess Wind $309,380 indemnity · 4 years
- Heat $235,750 indemnity · 3 years
Annual Forage 9 years filed
- 0.69Low end of the filed band
- 1.45Middle of the filed band
- 2.74High end of the filed band
- 2018Worst year filed (2.74)
- 9Years filed
- $2,035,784Premium filed
- $3,354,600Indemnity paid
- $8,753,998Liability insured
- 39,813Quantity planted
- 0Quantity lost
- 249Policies
- 249Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Custer County
- ARPI/SCO/STAX/MP Crops Only $3,354,600 indemnity · 9 years
Pasture,Rangeland,Forage 10 years filed
- 0.75Low end of the filed band
- 1.49Middle of the filed band
- 1.88High end of the filed band
- 2021Worst year filed (2.05)
- 10Years filed
- $1,742,420Premium filed
- $2,804,174Indemnity paid
- $8,183,245Liability insured
- 175,905Quantity planted
- 0Quantity lost
- 1,252Policies
- 1,252Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Custer County
- ARPI/SCO/STAX Crops Only $2,804,174 indemnity · 10 years
Canola 8 years filed
- 1.11Low end of the filed band
- 2.21Middle of the filed band
- 3.49High end of the filed band
- 2020Worst year filed (3.49)
- 8Years filed
- $516,875Premium filed
- $1,089,952Indemnity paid
- $1,558,508Liability insured
- 10,907Quantity planted
- 10,874Quantity lost
- 65Policies
- 65Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Custer County
- Drought $717,193 indemnity · 5 years
- Cold Winter $159,066 indemnity · 2 years
- Decline in Price $62,877 indemnity · 2 years
- Freeze $48,065 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $34,000 indemnity · 3 years
- Wind/Excess Wind $32,329 indemnity · 1 years
Grain Sorghum 9 years filed
- 0.78Low end of the filed band
- 1.76Middle of the filed band
- 3.64High end of the filed band
- 2022Worst year filed (3.64)
- 9Years filed
- $362,667Premium filed
- $791,834Indemnity paid
- $1,309,665Liability insured
- 11,067Quantity planted
- 11,104Quantity lost
- 70Policies
- 70Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Custer County
- Drought $656,318 indemnity · 9 years
- Heat $31,844 indemnity · 1 years
- Freeze $30,901 indemnity · 2 years
- Wind/Excess Wind $19,195 indemnity · 1 years
- Decline in Price $18,602 indemnity · 1 years
- Cold Wet Weather $18,493 indemnity · 1 years
Every county-crop the agency files in Oklahoma → Buy the Custer County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.