Crop-loss band · Oklahoma
Kay County, Oklahoma — crop-loss band
- 1.06Low end of the filed band
- 1.90Middle of the filed band
- 2.28High end of the filed band
- 2022Worst year filed (3.48)
- 10Years filed
Every year the Risk Management Agency has filed for Kay County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.06 at the low end to 2.28 at the high end, with 1.90 in the middle. The worst year filed is 2022, at 3.48. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,430,592 | $8,405,598 | $18,957,923 | 1,430 | 1,430 | 1.90 |
| 2016 | $1,957,962 | $2,080,047 | $6,113,191 | 384 | 384 | 1.06 |
| 2017 | $2,180,631 | $2,748,807 | $6,962,397 | 418 | 418 | 1.26 |
| 2018 | $1,859,406 | $3,163,134 | $8,542,024 | 527 | 526 | 1.70 |
| 2019 | $3,631,941 | $8,286,108 | $15,037,863 | 861 | 861 | 2.28 |
| 2020 | $1,489,625 | $2,897,020 | $7,384,248 | 314 | 313 | 1.94 |
| 2021 | $4,011,860 | $7,331,090 | $17,199,850 | 530 | 529 | 1.83 |
| 2022 | $9,689,644 | $33,767,746 | $43,554,993 | 1,136 | 1,136 | 3.48 |
| 2023 | $10,040,324 | $21,922,458 | $41,225,005 | 1,281 | 1,281 | 2.18 |
| 2024 | $7,755,910 | $17,148,116 | $33,256,108 | 912 | 910 | 2.21 |
Commodities insured in Kay County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.89Low end of the filed band
- 1.80Middle of the filed band
- 2.58High end of the filed band
- 2022Worst year filed (3.33)
- 10Years filed
- $24,535,281Premium filed
- $56,964,210Indemnity paid
- $97,906,590Liability insured
- 503,895Quantity planted
- 507,106Quantity lost
- 3,019Policies
- 3,018Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Kay County
- Drought $39,509,292 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $9,751,028 indemnity · 10 years
- Heat $5,337,154 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,097,131 indemnity · 4 years
- Decline in Price $553,241 indemnity · 10 years
- Flood $296,877 indemnity · 3 years
Wheat 10 years filed
- 1.65Low end of the filed band
- 2.13Middle of the filed band
- 2.35High end of the filed band
- 2022Worst year filed (2.70)
- 10Years filed
- $12,068,024Premium filed
- $26,003,689Indemnity paid
- $56,335,690Liability insured
- 365,412Quantity planted
- 365,824Quantity lost
- 3,293Policies
- 3,289Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Kay County
- Drought $14,359,565 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $6,115,021 indemnity · 10 years
- Freeze $1,851,789 indemnity · 5 years
- Hail $1,001,091 indemnity · 6 years
- XX $940,355 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $618,213 indemnity · 3 years
Corn 10 years filed
- 0.73Low end of the filed band
- 1.52Middle of the filed band
- 2.86High end of the filed band
- 2022Worst year filed (4.16)
- 10Years filed
- $5,111,517Premium filed
- $11,074,876Indemnity paid
- $20,783,122Liability insured
- 74,184Quantity planted
- 73,942Quantity lost
- 537Policies
- 537Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Kay County
- Drought $7,935,711 indemnity · 8 years
- Heat $929,692 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $909,745 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $578,494 indemnity · 5 years
- Flood $213,224 indemnity · 2 years
- Decline in Price $159,933 indemnity · 7 years
Grain Sorghum 10 years filed
- 0.93Low end of the filed band
- 2.08Middle of the filed band
- 2.79High end of the filed band
- 2022Worst year filed (5.00)
- 10Years filed
- $2,302,852Premium filed
- $6,914,846Indemnity paid
- $10,650,285Liability insured
- 52,302Quantity planted
- 52,416Quantity lost
- 599Policies
- 599Policies with a loss
- 3.00Loss ratio, whole span
Causes that carried the indemnity in Kay County
- Drought $5,379,356 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $511,577 indemnity · 9 years
- Heat $415,483 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $206,875 indemnity · 6 years
- Decline in Price $154,789 indemnity · 7 years
- Wind/Excess Wind $86,857 indemnity · 4 years
Cotton 8 years filed
- 1.68Low end of the filed band
- 2.23Middle of the filed band
- 3.82High end of the filed band
- 2018Worst year filed (3.82)
- 8Years filed
- $2,700,793Premium filed
- $6,119,997Indemnity paid
- $10,718,512Liability insured
- 24,171Quantity planted
- 30,173Quantity lost
- 109Policies
- 109Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Kay County
- Excess Moisture/Precipitation/Rain $2,114,862 indemnity · 6 years
- Drought $2,078,923 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $976,901 indemnity · 4 years
- Cold Wet Weather $368,627 indemnity · 2 years
- Heat $330,031 indemnity · 3 years
- Hail $101,598 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.51Low end of the filed band
- 1.86Middle of the filed band
- 2.37High end of the filed band
- 2022Worst year filed (2.67)
- 10Years filed
- $329,428Premium filed
- $672,506Indemnity paid
- $1,839,401Liability insured
- 29,406Quantity planted
- 0Quantity lost
- 236Policies
- 236Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Kay County
- ARPI/SCO/STAX Crops Only $672,506 indemnity · 10 years
Every county-crop the agency files in Oklahoma → Buy the Kay County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.