Crop-loss band · Oklahoma
Major County, Oklahoma — crop-loss band
- 1.34Low end of the filed band
- 1.70Middle of the filed band
- 2.57High end of the filed band
- 2022Worst year filed (3.02)
- 10Years filed
Every year the Risk Management Agency has filed for Major County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.34 at the low end to 2.57 at the high end, with 1.70 in the middle. The worst year filed is 2022, at 3.02. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,459,246 | $2,391,414 | $5,988,828 | 526 | 523 | 1.64 |
| 2016 | $352,152 | $531,966 | $1,251,720 | 176 | 176 | 1.51 |
| 2017 | $411,241 | $700,927 | $1,691,148 | 153 | 152 | 1.70 |
| 2018 | $1,373,694 | $3,529,269 | $7,364,153 | 517 | 516 | 2.57 |
| 2019 | $417,093 | $559,761 | $1,543,781 | 103 | 103 | 1.34 |
| 2020 | $218,251 | $372,216 | $1,120,336 | 136 | 136 | 1.71 |
| 2021 | $406,039 | $710,587 | $1,781,946 | 206 | 206 | 1.75 |
| 2022 | $2,131,374 | $6,435,661 | $10,471,305 | 413 | 413 | 3.02 |
| 2023 | $4,122,889 | $10,013,960 | $17,813,794 | 603 | 603 | 2.43 |
| 2024 | $985,637 | $1,336,868 | $4,481,745 | 297 | 297 | 1.36 |
Commodities insured in Major County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.11Low end of the filed band
- 1.62Middle of the filed band
- 2.68High end of the filed band
- 2022Worst year filed (3.48)
- 10Years filed
- $8,659,524Premium filed
- $20,856,658Indemnity paid
- $39,723,310Liability insured
- 244,454Quantity planted
- 244,687Quantity lost
- 1,754Policies
- 1,749Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Major County
- Drought $17,827,845 indemnity · 10 years
- Decline in Price $759,065 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $593,282 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $532,287 indemnity · 4 years
- Freeze $351,285 indemnity · 5 years
- XX $310,436 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.40Low end of the filed band
- 1.47Middle of the filed band
- 1.90High end of the filed band
- 2017Worst year filed (2.06)
- 10Years filed
- $1,472,137Premium filed
- $2,066,621Indemnity paid
- $6,115,656Liability insured
- 188,970Quantity planted
- 0Quantity lost
- 1,018Policies
- 1,018Policies with a loss
- 1.40Loss ratio, whole span
Causes that carried the indemnity in Major County
- ARPI/SCO/STAX Crops Only $2,066,621 indemnity · 10 years
Annual Forage 10 years filed
- 0.13Low end of the filed band
- 1.90Middle of the filed band
- 2.40High end of the filed band
- 2020Worst year filed (3.17)
- 10Years filed
- $657,710Premium filed
- $1,272,184Indemnity paid
- $2,863,902Liability insured
- 16,853Quantity planted
- 0Quantity lost
- 117Policies
- 117Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Major County
- ARPI/SCO/STAX Crops Only $1,272,184 indemnity · 10 years
Rye 9 years filed
- 0.06Low end of the filed band
- 1.93Middle of the filed band
- 3.33High end of the filed band
- 2018Worst year filed (3.33)
- 9Years filed
- $370,218Premium filed
- $970,627Indemnity paid
- $1,880,664Liability insured
- 18,385Quantity planted
- 18,325Quantity lost
- 118Policies
- 118Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Major County
- Drought $658,487 indemnity · 8 years
- Freeze $138,269 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $68,499 indemnity · 5 years
- Heat $55,558 indemnity · 1 years
- Hail $40,174 indemnity · 4 years
- All Other Causes $7,015 indemnity · 2 years
Cotton 5 years filed
- 0.59Low end of the filed band
- 2.22Middle of the filed band
- 3.30High end of the filed band
- 2019Worst year filed (3.30)
- 5Years filed
- $458,481Premium filed
- $808,637Indemnity paid
- $1,888,762Liability insured
- 4,165Quantity planted
- 5,289Quantity lost
- 16Policies
- 16Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Major County
- Drought $237,067 indemnity · 4 years
- Hail $194,099 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $139,824 indemnity · 2 years
- Heat $111,626 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $90,715 indemnity · 1 years
- Decline in Price $35,306 indemnity · 1 years
Canola 6 years filed
- 0.36Low end of the filed band
- 2.28Middle of the filed band
- 2.50High end of the filed band
- 2018Worst year filed (2.50)
- 6Years filed
- $259,546Premium filed
- $607,902Indemnity paid
- $1,036,462Liability insured
- 7,301Quantity planted
- 7,216Quantity lost
- 107Policies
- 107Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Major County
- Drought $330,431 indemnity · 5 years
- Cold Winter $88,978 indemnity · 3 years
- Freeze $71,848 indemnity · 2 years
- Decline in Price $65,659 indemnity · 4 years
- XX $28,769 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $17,210 indemnity · 2 years
Every county-crop the agency files in Oklahoma → Buy the Major County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.