Crop-loss band · Oklahoma
McClain County, Oklahoma — crop-loss band
- 0.86Low end of the filed band
- 1.82Middle of the filed band
- 2.75High end of the filed band
- 2023Worst year filed (3.25)
- 10Years filed
Every year the Risk Management Agency has filed for McClain County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.86 at the low end to 2.75 at the high end, with 1.82 in the middle. The worst year filed is 2023, at 3.25. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $235,339 | $462,004 | $1,023,756 | 67 | 67 | 1.96 |
| 2016 | $70,269 | $99,772 | $250,119 | 18 | 18 | 1.42 |
| 2017 | $220,199 | $422,662 | $788,995 | 29 | 29 | 1.92 |
| 2018 | $71,813 | $61,407 | $241,917 | 12 | 12 | 0.86 |
| 2019 | $202,947 | $303,732 | $856,193 | 38 | 38 | 1.50 |
| 2020 | $69,692 | $191,379 | $381,254 | 20 | 19 | 2.75 |
| 2021 | $99,167 | $180,313 | $362,838 | 19 | 19 | 1.82 |
| 2022 | $428,679 | $905,667 | $2,126,853 | 50 | 50 | 2.11 |
| 2023 | $59,257 | $192,502 | $259,701 | 16 | 16 | 3.25 |
| 2024 | $101,858 | $148,351 | $546,375 | 10 | 10 | 1.46 |
Commodities insured in McClain County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 8 years filed
- 0.11Low end of the filed band
- 1.44Middle of the filed band
- 2.01High end of the filed band
- 2017Worst year filed (2.01)
- 8Years filed
- $746,434Premium filed
- $1,186,023Indemnity paid
- $3,561,666Liability insured
- 10,998Quantity planted
- 10,778Quantity lost
- 59Policies
- 59Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in McClain County
- Drought $820,965 indemnity · 7 years
- Mycotoxin $139,523 indemnity · 1 years
- Decline in Price $118,604 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $67,086 indemnity · 2 years
- Wind/Excess Wind $26,440 indemnity · 2 years
- Hot Wind $8,317 indemnity · 1 years
Soybeans 10 years filed
- 0.45Low end of the filed band
- 1.34Middle of the filed band
- 3.08High end of the filed band
- 2023Worst year filed (3.58)
- 10Years filed
- $546,936Premium filed
- $1,101,851Indemnity paid
- $1,886,337Liability insured
- 9,300Quantity planted
- 8,863Quantity lost
- 125Policies
- 125Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in McClain County
- Drought $579,770 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $253,991 indemnity · 5 years
- Decline in Price $137,957 indemnity · 5 years
- Heat $86,819 indemnity · 3 years
- All Other Causes $24,863 indemnity · 1 years
- Hot Wind $11,799 indemnity · 2 years
Wheat 8 years filed
- 1.65Low end of the filed band
- 2.43Middle of the filed band
- 4.04High end of the filed band
- 2022Worst year filed (4.04)
- 8Years filed
- $265,850Premium filed
- $679,915Indemnity paid
- $1,389,998Liability insured
- 10,254Quantity planted
- 10,256Quantity lost
- 95Policies
- 94Policies with a loss
- 2.56Loss ratio, whole span
Causes that carried the indemnity in McClain County
- Excess Moisture/Precipitation/Rain $309,775 indemnity · 4 years
- Freeze $170,983 indemnity · 2 years
- Hail $62,876 indemnity · 3 years
- Drought $59,680 indemnity · 5 years
- Flood $28,493 indemnity · 1 years
- Decline in Price $24,172 indemnity · 2 years
Every county-crop the agency files in Oklahoma → Buy the McClain County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.