Crop-loss band · Oklahoma
Ottawa County, Oklahoma — crop-loss band
- 0.84Low end of the filed band
- 1.93Middle of the filed band
- 3.17High end of the filed band
- 2022Worst year filed (4.78)
- 10Years filed
Every year the Risk Management Agency has filed for Ottawa County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.84 at the low end to 3.17 at the high end, with 1.93 in the middle. The worst year filed is 2022, at 4.78. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $602,960 | $1,032,534 | $2,775,323 | 107 | 106 | 1.71 |
| 2016 | $69,148 | $133,138 | $515,383 | 30 | 30 | 1.93 |
| 2017 | $298,109 | $249,135 | $1,743,417 | 56 | 56 | 0.84 |
| 2018 | $322,667 | $627,991 | $2,024,601 | 70 | 70 | 1.95 |
| 2019 | $561,304 | $1,432,715 | $3,168,369 | 180 | 178 | 2.55 |
| 2020 | $751,856 | $1,705,083 | $4,157,092 | 219 | 219 | 2.27 |
| 2021 | $644,006 | $1,205,598 | $4,595,092 | 134 | 134 | 1.87 |
| 2022 | $1,772,022 | $8,462,593 | $12,518,414 | 287 | 287 | 4.78 |
| 2023 | $811,517 | $2,573,930 | $5,757,409 | 118 | 118 | 3.17 |
| 2024 | $1,003,650 | $1,838,472 | $6,032,293 | 164 | 164 | 1.83 |
Commodities insured in Ottawa County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.86Low end of the filed band
- 1.84Middle of the filed band
- 4.12High end of the filed band
- 2023Worst year filed (4.34)
- 10Years filed
- $3,419,264Premium filed
- $9,796,891Indemnity paid
- $23,596,176Liability insured
- 84,658Quantity planted
- 85,308Quantity lost
- 642Policies
- 640Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Ottawa County
- Drought $7,957,585 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,039,271 indemnity · 9 years
- Heat $533,882 indemnity · 5 years
- Freeze $190,031 indemnity · 1 years
- Decline in Price $31,484 indemnity · 2 years
- Flood $23,046 indemnity · 4 years
Corn 10 years filed
- 0.52Low end of the filed band
- 1.59Middle of the filed band
- 2.74High end of the filed band
- 2022Worst year filed (6.57)
- 10Years filed
- $1,761,961Premium filed
- $5,766,678Indemnity paid
- $12,227,487Liability insured
- 33,646Quantity planted
- 35,487Quantity lost
- 389Policies
- 389Policies with a loss
- 3.27Loss ratio, whole span
Causes that carried the indemnity in Ottawa County
- Drought $3,731,571 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $817,957 indemnity · 8 years
- Heat $712,217 indemnity · 4 years
- Cold Wet Weather $248,569 indemnity · 3 years
- Flood $105,122 indemnity · 2 years
- Freeze $37,641 indemnity · 1 years
Wheat 10 years filed
- 0.52Low end of the filed band
- 1.55Middle of the filed band
- 2.70High end of the filed band
- 2021Worst year filed (2.77)
- 10Years filed
- $1,232,209Premium filed
- $2,765,977Indemnity paid
- $5,948,954Liability insured
- 42,989Quantity planted
- 43,001Quantity lost
- 296Policies
- 295Policies with a loss
- 2.24Loss ratio, whole span
Causes that carried the indemnity in Ottawa County
- Excess Moisture/Precipitation/Rain $2,213,627 indemnity · 8 years
- Freeze $241,479 indemnity · 3 years
- Mycotoxin $86,753 indemnity · 2 years
- Hail $74,288 indemnity · 3 years
- Cold Wet Weather $71,227 indemnity · 3 years
- Flood $47,495 indemnity · 2 years
Pecans 7 years filed
- 0.12Low end of the filed band
- 2.27Middle of the filed band
- 3.23High end of the filed band
- 2015Worst year filed (3.23)
- 7Years filed
- $423,805Premium filed
- $931,643Indemnity paid
- $1,514,776Liability insured
- 31,919Quantity planted
- 14,447Quantity lost
- 38Policies
- 38Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Ottawa County
- Excess Moisture/Precipitation/Rain $330,024 indemnity · 4 years
- Freeze $278,008 indemnity · 3 years
- Drought $150,193 indemnity · 2 years
- Hail $135,313 indemnity · 2 years
- Hot Wind $38,043 indemnity · 1 years
- Plant Disease $63 indemnity · 1 years
Every county-crop the agency files in Oklahoma → Buy the Ottawa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.